You Need an Insurance Audit
Many people overpay for inadequate coverage. To find out if you're among them, don't ask Flo; ask a financial planner.
There is a good chance that you are paying too much for your insurance. And as much as you are paying, you probably are still not adequately covered where it matters.
Ari Fischman is a certified financial planner who has provided insurance, estate planning, and financial solutions for affluent consumers. He has recently entered a strategic partnership with the wealth management firm Telemus Financial Life Management and focuses exclusively on insurance.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Ari Fischman is a Certified Financial Planner who has provided insurance, estate planning and financial solutions for affluent consumers. He is a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and through Eagle Strategies, he has access to some institutional third-party wealth management firms that manage client assets. Fischman Insurance Group is not owned or operated by Eagle Strategies LLC.
-
-
Combat a Possible Recession with Digital Fractional Real Estate Investing
Sponsored Find out how it revolutionizes your path to building passive income.
By Sponsored Content from Ark7 • Published
-
What Do the NBA Finals Have to Do With Taxes?
State Taxes The 'jock tax' impacts pro athletes and other people who travel for business with sports teams and earn income in different states.
By Kelley R. Taylor • Published
-
What Gen X Needs to Know About Their Aging Parents' Finances
These six steps can help future caregivers know where aging parents stand financially as well as help them to avoid surprises that could imperil their own retirement.
By Sara Stanich, CFP®, CDFA®, CEPA • Published
-
We Don’t Have to Let AI Win
Just as companies and employees evolved with tech advances in the past, we can do that again with AI, but employers need to focus on preparing their workforces to keep up.
By Neale Godfrey, Financial Literacy Expert • Published
-
Five Ways to Get Key Employees to Ride Out Big Changes
Business transitions can be difficult on workers, but company owners can take steps to incentivize key employees to stick around during times of change.
By Kris Maksimovich, AIF®, CRPC®, CPFA®, CRC® • Published
-
Retirement Planning with Life Insurance
An indexed universal life insurance policy can help you with tax mitigation and extra retirement income in addition to death benefits for your beneficiaries.
By Mike Decker • Published
-
Nervous About the Markets and Economy? Consider History
To put things in perspective, focus on what you can control and remember that the ups and downs of the markets and economy can be cyclical.
By Erin Wood, CFP®, CRPC®, FBSⓇ • Published
-
Expecting a Recession? Seven Steps to Help You Power Through
Instead of panicking, consider opportunities to add flexibility and resilience to your financial position. These steps can help you enter a potential recession from a position of strength.
By Christian Mitchell • Published
-
What Is Indexed Universal Life Insurance and How Does It Work?
This permanent life insurance provides a death benefit to your beneficiaries but also offers a cash-value component that can grow over time.
By Mike Decker • Published
-
How to Fail as a Leader
The authors of the new book 'Real-Time Leadership' outline the traits of effective leaders (kindness is key) and what will ensure a leader’s failure.
By H. Dennis Beaver, Esq. • Published