Save Thousands on Insurance

Get the best price for all the coverage you need at every stage of your life.

Insurance is essential to safeguarding your finances and your family. But over your lifetime, the types of coverage you need change. And the company that offered you the best deal as a single person may not have the most attractive policy after you have a family. We'll suggest strategies to help you choose the right coverage at every stage of your life while saving thousands on your premiums.

When Keisha Fuller was in her early twenties a few years ago, she decided not to buy a car until she found an auto-insurance policy that cost less than $1,000 per year. The Atlanta woman started her quest at the Georgia insurance department's Web site, where she learned about smaller companies offering good deals. She contacted independent agents to get price quotes (find an agent in your area at, gathered quotes from large insurers at and, and used sites such as, which work with a number of companies. The result: Fuller found a policy that cost less than $900 per year.

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Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.