Relief From Painful Medical Debt

The three major credit reporting agencies have agreed to delay the time it takes for an unpaid medical bill to show up on a credit report.

You can easily rack up tens of thousands of dollars in hospital and doctor bills during a major illness. And even if you’re insured, you may be overwhelmed by the barrage of explanations of benefits from providers. But soon, consumers across the country may breathe a little easier.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.