Taking advantage of a 0% balance-transfer offer can save you a bundle while you're paying off a holiday credit-card balance. And the offers are plentiful. Of the estimated 2.5 billion solicitations mailed in 2010, 71% included a 0% balance-transfer offer lasting an average of 12 months. The deals below for no-fee cards are the most attractive ones now being dangled before consumers.
The Capital One No Hassle Cash Rewards card offers a 0% introductory rate on both balance transfers and purchases until December 2011, and it charges no balance-transfer fee. You get 2% cash back on gas and grocery purchases and 1% on everything else. After the introductory period, the interest rate can go as high as 22.9%.
The Citi Platinum Select MasterCard offers a 0% balance-transfer rate for 21 months, a 3% fee for balance transfers and a 0% rate on new purchases for 12 months. After the teaser rate expires, your full rate may be as high as 19.99%.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
The Discover More card promises a 0% balance-transfer rate for 12 months and no balance-transfer fee; the 0% rate on new purchases is good for six months. When you use the Discover More card, you earn a 5% cash-back bonus on various purchases. Full interest rates range up to 19.99%.
The Chase Freedom card offers a 0% introductory rate for balance transfers (until January 2012) and 0% on new purchases for six months; you'll pay a 3% balance-transfer fee. You get 5% rebates on items in rotating categories. Your rate after the intro offer expires may be as high as 22.9%.
-
Four Surprising Signs You’ll Never Retire (and How to Fix Them)Gearing up to retire? If any of these four signs ring true, you may want to make some changes before you do.
-
Stocks Rise After Trump-Powell Fed Tour: Stock Market TodayNvidia hit a new all-time high intraday, but another renowned semiconductor name and some less iconic stocks were bigger movers Friday.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Roth IRA Contribution Limits for 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
-
When Is Amazon Prime Day? Everything We Know, Plus the Best Deals on Apple, Samsung and MoreAmazon Prime Amazon Prime Day is four days this year. Here are the key details you need to know, plus some of our favorite deals to shop during the sale.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
-
Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
