529 Plans

What to Know About Reimbursements From 529 Plans
college

What to Know About Reimbursements From 529 Plans

You can withdraw money tax-free for tuition, required books and fees, and even a computer and related software.
June 28, 2017
Debunking the Myths of 529 Plans for College Savers
college

Debunking the Myths of 529 Plans for College Savers

Like saving for retirement, you can never start too early on saving for college. Take a quick true-and-false quiz to see if you grasp the power of 529…
June 27, 2017
Paying for Off-Campus Housing with a 529 Plan
college

Paying for Off-Campus Housing with a 529 Plan

Your student's room and board could be covered tax-free for an entire 12-month lease, even if he or she only takes classes for nine months of the year…
June 13, 2017
Rules for Deducting 529-Plan Contributions
college

Rules for Deducting 529-Plan Contributions

About two-thirds of the states offer an income-tax deduction for contributions to college-savings plans, but the rules vary.
May 1, 2017
529 College Savings Plans for the Unborn
college

529 College Savings Plans for the Unborn

Want to help your yet-to-be-born grandkids pay for college? You can’t start too soon.
March 2, 2017
This Super-Saver Family Has Reaped Big Rewards
savings

This Super-Saver Family Has Reaped Big Rewards

How they have already saved thousands of dollars toward their daughters' education.
February 7, 2017
Where to Save Your Child's College Fund
college

Where to Save Your Child's College Fund

Depending on the type of account you use, you can score some good tax advantages on top of your savings.
January 6, 2017
What Do I Do With Unused 529 Plan Money?
college

What Do I Do With Unused 529 Plan Money?

Money that's left in these college-saving funds are subject to income taxes and an early-withdrawal penalty, except in some circumstances.
September 21, 2016
How to Transfer Money Between 529 College-Savings Accounts
college

How to Transfer Money Between 529 College-Savings Accounts

There is no limit to how much you can move or how often you can move funds between beneficiaries.
June 28, 2016
What to Do When Scholarships Complicate 529 College Savings
college

What to Do When Scholarships Complicate 529 College Savings

You can take money out of the account up to the amount of the scholarship without penalty, but you may have to pay taxes on the earnings.
April 1, 2016
Using 529 College-Savings Plan Money for Part-Time Students
college

Using 529 College-Savings Plan Money for Part-Time Students

Even room and board counts as an eligible expense for half-time students. And the college doesn’t have to be a four-year institution.
February 12, 2016
What Bernie Sanders Can Teach You about 529 Plans
savings

What Bernie Sanders Can Teach You about 529 Plans

Imagine the bern if his plan were to become law—you could pay taxes on college savings you thought were tax-free.
February 9, 2016
Contributing to a College-Savings Account When You're Not the Parent
college

Contributing to a College-Savings Account When You're Not the Parent

Rules for tax deductions and the effect on financial aid can be tricky.
May 13, 2015
Tax Deductions for Contributions to 529 College-Savings Plans
college

Tax Deductions for Contributions to 529 College-Savings Plans

Donating stock to a 529 plan isn't allowed, but your cash contributions may qualify for a state tax break depending on where you live.
March 4, 2015
529 Plan FAQs
savings bonds

529 Plan FAQs

We've got answers to your frequently asked questions about 529 plans.
January 5, 2015
Tax Deductions for College-Savings Plans
college

Tax Deductions for College-Savings Plans

Several states give residents until April 15 to make 529 contributions that count toward the state income-tax deduction for 2014.
November 14, 2014
The Best 529 College-Savings Plans
college

The Best 529 College-Savings Plans

State 529 plans usually trump other options. The right one for you depends on what kind of investor you are.
September 2, 2014
How to Tap a 529 College Savings Account
college

How to Tap a 529 College Savings Account

Follow these steps to withdraw funds and use them for qualified education expenses.
July 22, 2014
Good Reasons to Open Separate College Savings Plans for Your Kids
college

Good Reasons to Open Separate College Savings Plans for Your Kids

You can target the investments for each child’s time frame, and you may get a bigger tax break.
July 17, 2014
Tax Breaks for Generous Grandparents
college

Tax Breaks for Generous Grandparents

Many states offer a tax deduction for contributions to a 529 college-savings plan to any resident, not just the parents.
June 18, 2014
The 529 Plan Scholarship Exception
college

The 529 Plan Scholarship Exception

You can withdraw up to the amount of a scholarship from your college savings plan without paying a penalty.
July 15, 2013
What You Need to Know About Adviser-Sold 529 Plans
college

What You Need to Know About Adviser-Sold 529 Plans

These college-savings accounts come with more fees.
May 5, 2013
Custodial Accounts vs. 529 Plans
IRAs

Custodial Accounts vs. 529 Plans

Which type of account would be best to save for a child's college fund?
April 8, 2013
The Best 529 College-Savings Plans
college

The Best 529 College-Savings Plans

Here are our recommendations for the top plans and whether you should stick with your state's plan.
February 7, 2013
Using 529 Plan Funds to Pay Rent
college

Using 529 Plan Funds to Pay Rent

Even if your child lives off-campus at college, he can cover room and board costs with money from a 529 plan.
June 15, 2012
Everything You Need to Know About 529s
college

Everything You Need to Know About 529s

These college-savings accounts have improved, and now more states offer a deduction for contributing to one.
January 1, 2012