529 Plans
Trusted insights, analysis and guides from the expert team at Kiplinger.
Latest
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529s: No Longer the Ho-Hum Investing Device for CollegeChanges to the plans allow for the savings to be rolled into a Roth IRA, as long as certain rules are met, if a child decides not to pursue their education.
By Neale Godfrey, Financial Literacy Expert
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529 Plans: Give the Gift of Education (and Compounding)As the cost of college tuition skyrockets, parents and grandparents can take advantage of tax-efficient 529 plans and higher limits on gift and estate taxes.
By Mel Casey, CFA®, CAIA
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529 Plan Contribution Deadlines529 Plans Many states have year-end deadlines for making 529 college savings plan contributions.
By Kelley R. Taylor
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Have Leftover 529 Funds? Expert Strategies for Unused BalancesExcess 529 funds represent both a challenge and an opportunity, and knowing your options is essential.
By Marguerita Cheng
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Using a 529 Plan? Here’s What to Keep in MindAs the school year progresses, ensure you’re using the money for qualified expenses and keeping track of documentation. Taxes and options for unused funds are also considerations.
By Julie Virta, CFP®, CFA, CTFA
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When Choosing Funds for Your College 529 Plan, Don’t Make This Mistake529 Plans Age-based funds make sense for some retirement savers, but they rarely make sense for college savers, in my opinion. Here’s why.
By Michael Aloi, CFP®
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College 529 Savings Plans: What You Need to Know529 Plans Do you know how much you’re able to contribute or what the funds could be used to pay for? Check out the nitty-gritty details of this formidable college savings tool.
By Michael Aloi, CFP®
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College 529 Savings Plans: How to Get the Most Out of ThemGo to the head of the class with one adviser’s tips, such as how to choose the plan that works best for you and when to get started.
By Michael Aloi, CFP®
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For 529 Plans in a Bear Market, Timing Is EverythingIf your child is close to college age and their college fund has taken a hit in the market, there’s one thing you should think about doing.
By T. Eric Reich, CIMA®, CFP®, CLU®, ChFC®
