14 Little-Known Credit Card Perks

Rewards points and cash back aren’t the only benefits of paying with plastic.

Shot of a cheerful young woman doing online shopping while lying on a couch at home during the day
(Image credit: Getty Images)

Rewards points and cash back aren’t the only benefits of paying with plastic. Card issuers offer extras that range from extended warranties on items you purchase with a card to free museum admission to travel insurance. Even if you’re familiar with your cards’ benefits, now is a good time to review them because several issuers are altering their perks. Here are 14 little-known benefits your credit card may offer.

Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.