Features

It's normal to feel some uncertainty about the way shifts in Congress could affect your retirement, taxes and Social Security. Here's what to keep in mind.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

After spending years interviewing more than 1,200 Americans to uncover what truly drives a happy retirement, a retirement expert shares his biggest takeaways with Kiplinger.

By Richard Eisenberg

Many people think building a nest egg is all you need to do for a successful retirement. But you won't be fully prepared if you haven't considered these risks.

By Tony Drake, CFP®, Investment Advisor Representative

Whatever your relationship status, the lessons financially solo adults have learned about preparation and planning can help you navigate what's ahead.

By Deana Healy, CFP®

Tax Breaks Most people claim the standard deduction on their federal tax return instead of itemizing deductions. How much can you claim?

By Kelley R. Taylor

Tax Law From standard deduction amounts to tax brackets and Medicaid cuts, here’s what individual filers need to know about tax changes in Trump's "big beautiful bill."

By Kelley R. Taylor

Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool.

By Brian O'Connell

Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.

By Sean Jackson

Learn how to organize your financial documents, accounts and estate planning paperwork to make things easier for your heirs and protect your legacy.

By Ella Vincent

No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore Kiplinger's top picks.

By Sean Jackson

Inflation can be a puzzle for retirees. Moving to a more conservative portfolio feels safer, but can it support the lifestyle you want as prices rise?

By Jesse W. Hurst, CFP®, AIF®

State Tax Explore Colorado's state tax rates for income, sales, property, retirement, and more. Learn how Colorado compares nationwide.

By Kate Schubel

Medical bills can quickly drain a 401(k), but these healthy habits can save you six figures in healthcare costs in retirement.

By Donna Fuscaldo

Ask the Editor Kiplinger editor Joy Taylor answers readers' questions on year-end tax planning strategies involving IRAs and other retirement accounts.

By Joy Taylor

While it's tempting to let election anxiety drive investing decisions, history shows that you're usually better off tuning out the noise and staying invested.

By Gina Martin Adams, CFA®, CMT

AI tools can take the hard work out of tracking your expenses and spending habits, making it easier to budget, save and make smarter financial decisions.

By David Grant A.

Schools are helping kids get the financial education they need to make sound decisions and build wealth as adults, but families must keep the momentum going.

By Melanie Mortimer

If you have $5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.

By Donna Fuscaldo

Losing its visionary co-founder will cost Nvidia its lofty valuation multiple, but strong fundamentals keep the chip giant — and the AI trade — intact.

By Dan Burrows

Want to earn extra cash in retirement? Here are 20 of the best jobs to keep your mind and body in shape.

By Kathryn Pomroy

If you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.

By Donna Fuscaldo

You know the drill — protect your cognitive health by eating well, exercising and socializing. But this way to boost brain health is pure pleasure.

By Christy Bieber

Discover why you could be liable for unauthorized AI shopping purchases and learn essential safeguards to protect your finances from the new refund trap.

By Sean Jackson

Your portfolio of stocks, bonds and savings vehicles may not be truly diversified, but this wealth adviser's take on spreading your investments can help.

By Ryan E. Loynd, AIF®

Tax Deductions If you're unmarried and filing your taxes, these tax credits and deductions could provide thousands in relief.

By Kate Schubel

The State Street SPDR S&P Kensho New Economies Composite ETF has lagged the S&P 500, but this tech-focused fund is built for long-term disruptive growth.

By Nellie S. Huang

From spousal rollovers to the one-year medical expense loophole, here's how to manage an inherited HSA without taking a major financial hit.

By Maurie Backman