Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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A Tech Worker Got Laid Off at 52 With $620,000 in SavingsFinding a job after 50 can mean taking a pay cut. Here are strategies to preserve your retirement savings and pivot your career without going broke.
By Maurie Backman
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8 Gorgeous Train Trips to Enjoy Fall FoliageSee fall's best colors from the rails. We've rounded up a range of short and longer train trips across the country that are ideal for older travelers.
By Ellen B. Kennedy
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Keep Your Kids From Falling Into the Early Inheritance TrapGiving your adult children or grandchildren a massive cash gift can sabotage the financial independence you hope to build. Here is how to restructure your legacy with incentive trusts.
By Jacob Schroeder
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How to Give Money to Kids Without Setting Them Up to FailHelping them out is cool, but the best gift is teaching them how to manage money, be realistic about their standard of living and learn to stand on their own.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Truck Driver, 60, Jordan, Minnesota"I took $50,000 out of my 401(k) at (age) 40 to buy a business. Three years later, the business was broke, and we were going to be foreclosed on our home."
By Joyce Lamb
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Would You Rather Retire in Naples, FL or Palm Springs, CA?Coastal tradition or desert cool? We break down the real cost — and culture — of retiring in two of America’s most iconic zip codes.
By Jacob Schroeder
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Visa and Mastercard Agree to $167.5 Million ATM Fee Settlement: Do You Qualify?If you paid a fee to withdraw cash from a non-bank ATM anytime between 2007 and 2026, you could be eligible for a payment from a $167.5 million settlement. Here’s who is eligible and how to file a claim.
By Paige Cerulli
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5 Retirement Savings Strategies Beyond Your 401(k) MatchFrom HSAs to backdoor Roths and even taxable brokerage accounts, there are plenty of ways to boost retirement savings once you've hit your full 401(k) match.
By Michael Pappis, CFP®
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How to Use AI for Financial Advice (and What to Avoid)AI can't take the place of the human touch when it comes to getting investment advice and planning for your future.
By Bonnie Treichel
