Features
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The Best No-Penalty CD Rates
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out our top choices.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley
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7 Mistakes to Avoid When You First Start Investing
Investing promises the opportunity to build wealth, but there are plenty of potential pitfalls. Here are seven mistakes to avoid when you first start investing.
By Coryanne Hicks
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How Selling a Losing Stock Position Can Lower Your Tax Bill
Unloading an underperforming stock can help keep your investment returns growing while trimming your tax bill. Here's how this strategy works.
By Charles Lewis Sizemore, CFA
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Best Energy ETFs to Buy
ETFs Energy ETFs can help investors earn income, hedge against inflation or speculate on commodity prices. Here are five we like.
By Tony Dong, MSc
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Got Cash for the Holidays? Here's How to Invest It
You can use your holiday cash from bonuses or gifts to invest. Here's how.
By Will Ashworth
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7 Dr. Seuss Quotes Retirees Should Live By
You're off to great places! Why Dr. Seuss is the retirement guru you didn't know you needed.
By Donna Fuscaldo
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A Balanced Portfolio Builds Confidence Despite Market Storms
Headlines may spark anxiety, but long-term goals matter more than short-term swings. Diversify your portfolio and stay disciplined to help manage volatility.
By Janie Kelly, RICP
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Fed's Rate Cuts Could Have Impacts You Might Not Anticipate
Understanding how lower interest rates could impact your wallet can help you determine the right financial moves to make.
By Alex Astin, MBA, CEP®, IAR
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Past Performance Is Not Indicative of Your Adviser's Expertise
Many people find a financial adviser by searching online or asking for referrals from friends or family. This can actually end up costing you big-time.
By Jared Trexler
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I'm want to give my 3 grandkids $5K each for Christmas.
You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
By Maurie Backman
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If You're Not Doing Roth Conversions, You Need to Read This
Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
By Matthew Blecker, CFP®, CFA®
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Could Traditional Retirement Expectations Be Killing Us?
A retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
By Richard P. Himmer, PhD
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This Is How You Can Adapt to Social Security Uncertainty
Rather than letting the unknowns make you anxious, focus on building a flexible income strategy that can adapt to possible future Social Security changes.
By Will South, NSSA®
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5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
Gift Tax Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.
By Kelley R. Taylor
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The Stoic Retirement: Ancient Wisdom for Today's Reality
A "Stoic retirement" doesn't mean depriving yourself. It's a character-based approach to life and aging that can bring calm and clarity.
By Jacob Schroeder
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11 Outrageous Ways To Spend Money in Retirement
Whether you have excess cash to spend or want to pretend, here’s a look at 11 ridiculous ways retirees can splurge.
By Donna Fuscaldo
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My First $1 Million: Retired In-House Corporate Lawyer, 74
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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'Boomer Candy' Investments Might Seem Sweet, But Beware
Products such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
By Mike Palmer, CFP
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What's It Really Like to Have an RV in Retirement?
Having an RV in retirement is a nomadic life that takes some planning, but it provides freedom and variety to many.
By Laura Petrecca
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Kiplinger Interest Rates Outlook: Cuts Expected to Continue
Forecasts Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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12 Best Freebies for Retirees
Making Your Money Last Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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Average Health Care Costs by Age and State: Can You Afford It?
Expect to pay more as you age and in some locations. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s.
By Adam Shell
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Ask the Editor: IRAs, 401(k)s and RMDs
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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An End-of-Year Investing Checklist
December is a great time to get your portfolios in order. Investors can follow this checklist to assess what changes they may or may not need to make.
By Charles Lewis Sizemore, CFA
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Got $100 to Gamble? These Penny Stocks Could Be Worth the Ride
Volatile penny stocks are high-risk plays with potentially high rewards. If you have $100 you can afford to lose, these three names are worth a look.
By Jeff Reeves
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Being an Executor is a Thankless Job: Do It Well Anyway
You can be a "good" executor of an estate, even though carrying out someone's final wishes can be challenging.
By Adam Shell
