Life Insurance Made Simple
We'll help you determine the type and amount of life insurance you need.
July 2007
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Buying life insurance is arguably one of the most important financial decisions you can
make, and one of the most confusing. The number of policies to choose from, and the
complexities of some forms of life insurance, can make comparison shopping difficult, if
not impossible.
The stories below were constructed to help you cut through the confusion, and determine the type and amount of life insurance you need.
When Should You Buy?
If no one depends on your income for support, you probably don't need life insurance
at all.
How Much Do You Need?
The answer is based on a formula that considers immediate and future needs and how much
income your dependents will have when you're gone.
What Kind Should You Buy?
For most people, term insurance makes the most sense. If you're looking for a savings
component, get ready for some real confusion.
How Do You Get the Best Policy at the Best Price?
Here's our guide to getting the most bang for your coverage buck.