Features
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Kiplinger Interest Rates Outlook: Fed Pauses Rates Cuts
Forecasts The Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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The 10 Most Costly Social Security Mistakes to Avoid
Want to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income.
By Donna LeValley
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Gift Tax Exclusion 2026: How Much You Can Give Tax‑Free This Year
Gift Tax Knowing the annual gift tax exemption can save you time and money.
By Kelley R. Taylor
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Turning 65 in 2026? Here Is Exactly How to Sign Up for Medicare
Don't miss the critical window for Medicare enrollment. This guide explains how to secure coverage and avoid costly mistakes.
By Donna LeValley
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AI Took the Wheel When I Visited Colleges With My Kid. Here's How it Went
This parent could use help planning a tour of colleges across the country. Is AI up for the challenge?
By Donna Fuscaldo
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AI is Making Your Community Bank More Human, Not Less
Community banks and credit unions can use AI to free up employees' time, allowing them to focus on customer relationships and maintain the human touch you value.
By Sean Desmond
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3 Ways to Set Up a Retirement Paycheck: Which One Suits You?
Choosing the best way to withdraw retirement funds depends on which paycheck system aligns with your lifestyle, tax plan and shifts in spending as you age.
By Kyle Hammerschmidt, Investment Adviser
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Why Business Owners Need Combined Estate and Succession Plans
Integrated estate and succession plans ensure a much better outcome for business owners keen to secure their legacy. Here's why a dual approach is so powerful.
By Keith Berk
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Best Bond ETFs to Buy Now
ETFs Bond ETFs are useful in a diversified portfolio, but investors should be aware of interest rate sensitivity, credit quality, liquidity and tax efficiency.
By Tony Dong, MSc
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Who Controls Gas Prices in the US?
personal finance Who controls gas prices in the U.S.? There's no puppeteer, just several factors that combine to pull and push on what you pay at the pump.
By Jim Patterson
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Colorado Tax Guide
State Tax Explore Colorado's state tax rates for income, sales, property, retirement, and more. Learn how Colorado compares nationwide.
By Kate Schubel
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Is High-Yield Savings Account Interest Taxable? What to Know for 2026
Savings Accounts Think a high-yield savings account is a good idea? Don’t forget taxes on savings account interest.
By Kate Schubel
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The Hidden Culprit Adding $1,000 to Electric Bills
Learn how this factor could raise your energy bill by over a $1,000 annually.
By Sean Jackson
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Our children want us to take care of the grandkids this summer. How do we say no?
We love our grandkids, but we're not a summer camp.
By Maurie Backman
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All That Glitters Is Usually Taxable
Profits from selling physical gold and silver, and even some precious metal funds, are taxed differently from other investments.
By Sandra Block
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Your 401(k) Is Sitting Pretty, But Does It Need a Rethink?
Don't just set and forget your 401(k). Creating a plan for investments, income and health care ensures your balance translates into lifelong financial security.
By Cathy DeWitt Dunn, CDFA®, FRC®
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Will Environmental Hazards Make a Mess of Your Estate Plan?
Careful estate planning is vital if property you own could be contaminated. Here's how to avoid handing your beneficiaries a huge legal and financial burden.
By Rick Kubler
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Setting Up a Business: The End Is a Very Good Place to Start
It may seem crazy to start a business with the end in mind, but thinking about your exit first will have tax benefits and ease crisis management down the line.
By Rick Simonetti
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6 Cybersecurity Stocks to Buy Now
tech stocks Global security spending, already on the rise, will accelerate amid geopolitical uncertainty, and cybersecurity stocks will benefit from these budget increases.
By Tom Taulli
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12 Investments No Retiree Should Make
In retirement, when it's wise to take fewer risks with your nest egg, some investments are just nuts.
By David Rodeck
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QUIZ: Are You Ready To Retire At 70?
Are you in a good position to retire at 70? Find out with this quick quiz.
By Donna Fuscaldo
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Suddenly, Everyone's a 'Founder' on LinkedIn: Should You Join Them?
Here's how to manage your own consultancy or startup while protecting your retirement wealth.
By Jacob Schroeder
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5 Alternative Investments to Incorporate Into Your Portfolio
Folks concerned with stock and bond market volatility could consider adding these alternative investments to their portfolios.
By Jeff Reeves
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Regret Your Move to Medicare Advantage? Two 'Safety Nets' Can Help
Discover the federal protections (one expires on April 1) and state-level hurdles you’ll face when switching from Medicare Advantage back to original Medicare.
By Donna LeValley
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Are You Too Busy to Spare Your Heirs Stress and Heartache?
The cost of delaying estate planning is far greater than the time it takes to get the ball rolling. The remedy is easier (and takes less time) than you think.
By H. Dennis Beaver, Esq.
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3 Ways I'm Teaching My Kids Healthy Investing Behaviors
These three practical steps worked for my family. This is how you can put them into practice for yours.
By James Martielli, CFA®, CAIA®
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Don't Ask 'Are You a Fiduciary?' — Use This Question Instead
Asking "Are you a fiduciary?" won't tell you everything about a financial professional. Here's a question that will clarify where you stand, 100% of the time.
By David Bromelkamp
