Pension Benefit Guaranty Corporation
Pension Lump Sum Option vs. Annuity Payment: Which Is Better?
retirement Lump sum vs. annuity payments? Single-life benefits vs. joint-and-survivor benefits? Finding the right answer for you could come down to control.
Can Insurers Be a Pension Safety Net?
retirement planning In exchange for buying a group annuity, employers are transferring their pension-paying obligations to life insurance companies, who pay the pension. This practice has implications for how pensions are protected and whether the payments are off limits to creditors.
By Alina Tugend Last updatedretirement planning
Are There Cracks in Your Pension Plan?
retirement You're counting on pension benefits in retirement. But how secure is your pension plan? We offer some guidance, including a pension calculator, to help you find out.
By Alina Tugend Last updatedretirement
How to Find a Lost Retirement Account
Financial Planning A national database to find forgotten 401(k)s and pensions could be on the way, but savers should take action now to locate any missing retirement accounts.
By David Rodeck PublishedFinancial Planning
Lower Your Expectations on Pension-Plan Promises
Employee Benefits Most workers hoping for pensions are out of luck. And even those few who do have them may not be as lucky as they thought if their company is among those faltering. Here are some ideas to create a financial fallback plan.
By Ron Gelok, Investment Adviser PublishedEmployee Benefits
Retirement Income Defined: Knowing What it is Helps You Achieve Your Goals
Making Your Money Last There are several types of income, but they're not all created equal. Some are more stable and reliable than others. The key to your retirement plan? You need the right income mix to make your money last.
By Jerry Golden, Investment Adviser Representative PublishedMaking Your Money Last
6 Things to Think About When You Get a Pension Payout Offer
Making Your Money Last Before you take a lump sum or lock in monthly payments, carefully consider the consequences for you, your spouse and your heirs. Once you make a move, there's no turning back.
By Kurt Fillmore, Investment Adviser PublishedMaking Your Money Last
Plan B for a Frozen Pension
retirement When bankruptcy buffets a pension plan, benefits usually take a hit.
By Kathy Kristof Publishedretirement
What Happens If Your Employer Goes Broke?
Employee Benefits You might still get health and retirement benefits depending on the type of bankruptcy protection for which it files.
By Kimberly Lankford PublishedEmployee Benefits