8 PROFESSIONALS WHO CAN SIMPLIFY YOUR LIFE
If you need to lighten your work -- or stress -- load, let someone else do the heavy lifting.

If you need to lighten your work -- or stress -- load, let someone else do the heavy lifting. We have chosen eight professionals who can help make your life a little easier. Visit kiplinger.com/simplify for phone numbers and Web sites to help you find local professionals. The slide show navigation begins on your right.

Financial Adviser
A financial planner can help ease the burden of saving for retirement or college, or managing investments. Choose an adviser who is paid a set fee or who works on commission, or a combination of the two. Cost: $100 to $300 per hour (fee-only).

Tax Preparer
If you have a simple return but don't want to do it yourself, try H&R Block or another commercial preparer. Need more guidance throughout the year or have a complicated tax situation? Consider a CPA. Cost: H&R Block patrons pay an average of $170; a CPA could charge from $150 to $500, depending on your situation.

Travel Agent
An agent provides one-stop shopping for your next escape and can be especially valuable if you are venturing to a faraway destination. Cost: about $30 per person for a domestic trip, or $60 if you're heading overseas or have an intricate itinerary (there may be no fee to book a cruise).

Medical-Bills Manager
A claims assistant can review your medical bills and organize paperwork as well as file, track and challenge your insurance claims. Cost: $60 to $120 per hour.

Elder Caregiver
When you can't be there, a caregiver can assist with daily tasks and errands, monitor medications and medical care, and provide companionship. Cost: $16 to $20 per hour.

Independent Insurance Agent
These brokers sell insurance from multiple carriers, so they can shop for the best policy. And they will help when you need to file a claim. Commissions on policies are typically the same as when you buy directly from the company.

College-Admissions Consultant
A consultant can identify schools tailored to your student's interests, enforce deadlines, and supervise (but not write) applications and essays. Cost: $175 per hour on average, or about $3,800 for a two-year coaching program.

Professional Organizer
this pro can tame your pack-rat tendencies, maximize closet space, help prepare boxes for a move or set up a system for filing paperwork. Cost: $40 to $200 per hour, or by flat fee per project.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
-
Stock Market Today: Have We Seen the Bottom for Stocks?
Solid first-quarter earnings suggest fundamentals remain solid, and recent price action is encouraging too.
By David Dittman
-
Is the GOP Secretly Planning to Raise Taxes on the Rich?
Tax Reform As high-stakes tax reform talks resume on Capitol Hill, questions are swirling about what Republicans and President Trump will do.
By Kelley R. Taylor
-
What to Do With Your Tax Refund: 6 Ways to Bring Growth
Use your 2024 tax refund to boost short-term or long-term financial goals by putting it in one of these six places.
By Rachael Green
-
What Does Medicare Not Cover? Eight Things You Should Know
Healthy Living on a Budget Medicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
By Donna LeValley
-
15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
By Bob Niedt
-
The Six Best Places to Retire in New England
places to live Thinking about a move to New England for retirement? Here are the best places to land for quality of life, affordability and other criteria.
By Stacy Rapacon
-
The 10 Cheapest Countries to Visit
We find the 10 cheapest countries to visit around the world. Forget inflation woes, and set your sights on your next vacation.
By Quincy Williamson
-
15 Ways to Prepare Your Home for Winter
home There are many ways to prepare your home for winter, which will help keep you safe and warm and save on housing and utility costs.
By Donna LeValley
-
Six Steps to Get Lower Car Insurance Rates
insurance Shopping around for auto insurance may not be your idea of fun, but comparing prices for a new policy every few years — or even more often — can pay off big.
By Donna LeValley
-
How to Increase Credit Scores — Fast
How to increase credit scores quickly, starting with paying down your credit card debt.
By Lisa Gerstner