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7 Reasons Why Baby Boomer Women Have a Big Retirement Problem Ahead

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In survey after survey, people who are in retirement — or close to it — say their No. 1 worry is running out of money.

They should be worried. Especially women.

A lot of Baby Boomer women, now ages 53 to 71, are in an odd spot. Attitudes and expectations about what they hoped to accomplish with their finances aren’t exactly matching up with reality. Sure, “the times they were a-changin’” as those little girls were growing up — with better education and career opportunities — but that didn’t necessarily work out for everyone quite the way they expected.

And so, here we are today, with a generation of women facing retirement; some without the resources they — and society — likely anticipated. Here are seven reasons why, and what women should be doing to help improve their retirement readiness.


Written by Linda L. Gardner, the co-founder of Blue Heron Capital LLC and an Independent Investment Adviser Representative. She hosts a weekly radio show: "Your Money Your Retirement." Her focus is on comprehensive retirement planning.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.


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