Roth IRA Conversions

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Is It Too Late to Do a Roth Conversion if You're Retired?

The short answer is: Not at all. Roth conversions can be great tax-saving strategies … for the right people. Are you a good candidate?

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  Five December 31 Tax Deadlines for Retirees

  The end of the year will be here before you know it, so it might be a good idea to start thinking soon about what you need to do for taxes before it arrives.

  By Evan T. Beach, CFP®, AWMA® Published 10 September 24

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  Tax Tips for Transferring Excess 529 Plan Funds to Roth IRAs: The Tax Letter

  The Tax Letter 529 plans can help blunt the cost of paying for college. But if you want to use leftover funds there are some tax tips to bear in mind.

  By Joy Taylor Published 9 March 24

  The Tax Letter
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  Lower Taxes on Required Minimum Distributions

  Tax Breaks Congress has given retirees more time to take required distributions from their retirement accounts. But postponing withdrawals could cost you a lot of money.

  By Sandra Block Last updated 1 May 23

  Tax Breaks
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  Should You Consider a Roth Conversion While the Market is Down?

  Roth IRA Conversions Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conversion.

  By Andrew Rosen, CFP®, CEP Published 16 May 22

  Roth IRA Conversions
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  Everyone Is Talking about Roth IRA Conversions – Here’s Why

  Roth IRA Conversions Two reasons to consider a Roth conversion now, plus some traps to avoid.

  By Michael Aloi, CFP® Published 4 April 22

  Roth IRA Conversions
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  Boost Your Retirement Savings for 2021, 2022

  Financial Planning The time is now to maximize contributions. Also, if you’ve got required minimum or charitable distributions to make, that deadline is coming up.

  By Lisa Gerstner Published 26 October 21

  Financial Planning
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  When and Why You Might Consider a Strategic Roth Conversion

  Roth IRA Conversions For two of my clients, the time was right for executing a Roth IRA conversion. Here’s why, and how they made the strategy work for them.

  By Jamie Letcher, CRPC® Published 30 August 21

  Roth IRA Conversions
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  The Ins and Outs of IRAs with Ed Slott, CPA

  Roth IRA Conversions Are you saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA strategist Ed Slott. Also, the next round of retirement-planning changes Congress is eyeing.

  By David Muhlbaum Published 23 August 21

  Roth IRA Conversions
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  Is Deferring Taxes the Best Thing for Your Retirement Savings?

  Roth IRA Conversions The tax bill that you’re putting off on your traditional IRA or 401(k) may be higher than you think, especially since it’s looking likely that tax rates could be rising sooner rather than later.

  By Jon Imber, Investment Adviser and Registered Financial Consultant (RFC®) Published 30 May 21

  Roth IRA Conversions