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Financial Surprises Retirees (and Those About to Retire) Want to Avoid
retirement

Financial Surprises Retirees (and Those About to Retire) Want to Avoid

Even the most diligent pre-retiree planner can get tripped up by unpleasant financial surprises. Follow these tips.
December 26, 2019
A Retiree’s Guide to Key Dates in 2020
retirement

A Retiree’s Guide to Key Dates in 2020

Now is the time to assess your financial situation, look ahead and mark your calendar.
December 24, 2019
10 Ways the SECURE Act Impacts Your Retirement Savings
IRAs

10 Ways the SECURE Act Impacts Your Retirement Savings

With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement.
December 20, 2019
When Used Correctly, Deferred Annuities Deliver Powerful Tax Advantages
retirement

When Used Correctly, Deferred Annuities Deliver Powerful Tax Advantages

To take full advantage, pick the right type of annuity and take care to set up your beneficiaries correctly.
December 11, 2019
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How to Sleep Soundly During a Volatile Market

How to Sleep Soundly During a Volatile Market

It’s a great time for worried investors to consider short-term, fixed annuities.
December 2, 2019
How to Sleep Soundly During a Volatile Market

How to Sleep Soundly During a Volatile Market

Sponsored Content From Gainbridge
December 2, 2019
Don't Bet Your Retirement on Monte Carlo Models
retirement

Don't Bet Your Retirement on Monte Carlo Models

They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a sta…
November 15, 2019
One Way Near-Retirees Can Ride Out a Recession
retirement

One Way Near-Retirees Can Ride Out a Recession

There's no reason to freak out about a recession, but stakes are different for those in the "fragile" decade. If you're worried, here's how to insure …
November 15, 2019
Why Annuities Could Be an Especially Good Deal for Women
retirement

Why Annuities Could Be an Especially Good Deal for Women

Ensuring a secure retirement, with a lifetime of dependable income, comes with many challenges for women. But there is a way they can create their own…
November 6, 2019
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How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement

How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time

Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, …
November 4, 2019
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Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
retirement

Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes

1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.
October 22, 2019
Secure Act Threatens 'Stretch' IRA Rules That Benefit Heirs
retirement

Secure Act Threatens 'Stretch' IRA Rules That Benefit Heirs

Some retirees are concerned about a provision that could require heirs to empty inherited retirement accounts within 10 years and pay a lot more in ta…
October 21, 2019
Low Interest Rates Don’t Make Structured Settlements a Bad Deal
retirement

Low Interest Rates Don’t Make Structured Settlements a Bad Deal

Yes, you might be able to get a better rate of return elsewhere, but for personal injury settlements, the guaranteed tax-free income of a structured s…
October 14, 2019
How to Shop for Variable Annuities
retirement

How to Shop for Variable Annuities

There are several options to buy variable annuities on your own, but understand the pros and cons before you do.
September 30, 2019
Income Annuities Take Risk Out of Retirement
retirement

Income Annuities Take Risk Out of Retirement

When used properly, annuities provide invaluable security, so why aren't more people going for them? A new Brookings Institution study has some insigh…
September 13, 2019
Income Annuity Basics: What to Know Before You Buy
retirement

Income Annuity Basics: What to Know Before You Buy

It's no secret that annuities can be complicated, so before you consider one, acquaint yourself with the fundamentals.
August 23, 2019
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3 Ways Annuities Can Help Boomers Reduce Retirement Risk
retirement

3 Ways Annuities Can Help Boomers Reduce Retirement Risk

Who doesn't fear outliving their savings? Here are some specific insurance solutions that can help calm those fears.
August 19, 2019
Should You Buy an Annuity?
retirement

Should You Buy an Annuity?

When breaking down the decision, it's important to understand what you're getting, and what you’re giving up, with this retirement product.
July 26, 2019
How to Lower Your Retirement Tax Rate to Less Than 10%
retirement

How to Lower Your Retirement Tax Rate to Less Than 10%

Managing your income by using the right mix of investments and annuities in retirement could help you trim your retirement tax rate to under 10% ... e…
July 17, 2019
What to Know Before Purchasing an Annuity Income Rider
retirement

What to Know Before Purchasing an Annuity Income Rider

Do you know the difference between a GLWB and a GMIB? A roll-up rate and a payout rate? If you're contemplating a fixed indexed or variable annuity wi…
July 12, 2019
Raid the College Fund to Pay for K-12 Tuition?
savings

Raid the College Fund to Pay for K-12 Tuition?

Before you start using your 529 plan to pay private-school tuition, check with your state’s plan.
July 3, 2019
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Taking Advantage of Higher QLAC Limits in 2019
retirement

Taking Advantage of Higher QLAC Limits in 2019

You'll need to crunch some numbers before you contribute more toward your qualified longevity annuity contract for retirement.
July 3, 2019
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What Type of Annuity Is Best For Me?
annuities

What Type of Annuity Is Best For Me?

Well, it depends ... on when you want your payments, what kind of a guarantee you are looking for and whether you're willing to take a little risk to …
June 28, 2019
Mexico Tariffs Could Rattle These 5 Stocks
stocks

Mexico Tariffs Could Rattle These 5 Stocks

June 11, 2019
Retirees, Ladder Annuities to Hedge Your Bets
retirement

Retirees, Ladder Annuities to Hedge Your Bets

Staggering annuity purchases over time can boost your guaranteed retirement income and lower risks.
May 29, 2019
Don't Let Tax Concerns Keep You From Taking Care of Loved Ones
retirement

Don't Let Tax Concerns Keep You From Taking Care of Loved Ones

Traditional IRAs can be a tax bomb for your beneficiaries, but there are some creative ways to unwind this potential problem.
May 24, 2019