Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits
retirement

Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits

There are a few different ways beneficiaries of annuities can claim their inheritance. One you might not have heard of is called an "annuity stretch."…
March 9, 2020
10 Ways the SECURE Act Will Impact Your Retirement Savings
retirement

10 Ways the SECURE Act Will Impact Your Retirement Savings

The new law changes the start date for RMDs, lets you contribute to an IRA longer, expands the use of 401(k) plans and much more.
February 28, 2020
3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?
insurance

3 Ways to Claim a Life Insurance Benefit: Which Is Right for You?

When you are due a life insurance death benefit, a lump sum payment isn't your only option. There are typically three main ways to take your benefit, …
February 11, 2020
Should You Buy an Annuity for Your Grandchild?
retirement

Should You Buy an Annuity for Your Grandchild?

There are plenty of ways to leave a legacy, but a deferred income annuity is one creative option that offers guaranteed payments and tax advantages.
February 10, 2020
How 10 Types of Retirement Income Get Taxed
retirement

How 10 Types of Retirement Income Get Taxed

When you're planning for retirement, it's fun to contemplate all the cruises, rounds of golf and restaurant meals you have ahead of you.
January 27, 2020
One Way to Avoid a Potential White-Knuckle Ride Through Retirement
retirement

One Way to Avoid a Potential White-Knuckle Ride Through Retirement

With a bull market entering its 11th year, retirees need to protect themselves from stomach-dropping volatility. Annuities can be one tool to consider…
January 17, 2020
Why I Love Annuities, and So Should You
retirement

Why I Love Annuities, and So Should You

Guaranteed income is something everyone needs throughout their retirement, and the right annuity can provide that.
January 16, 2020
7% on a Fixed Annuity? Don't Believe It.
annuities

7% on a Fixed Annuity? Don't Believe It.

Ads touting 7% guarantees are misleading, though not quite false. Real rates around the 4% range are attractive enough.
January 7, 2020
A New Year's Checkup for Financial Success in 2020 and Beyond
retirement

A New Year's Checkup for Financial Success in 2020 and Beyond

Now that a new decade has started, get motivated to make it the best ever for your finances by taking a few practical steps.
January 7, 2020
You Need an Asset Allocation Plan Even More in a Bull Market
retirement

You Need an Asset Allocation Plan Even More in a Bull Market

It's tempting to overinvest in stocks today, but everyone needs some safe ballast. For part of your safe-money portion, fixed annuities offer guarante…
December 31, 2019
Financial Surprises Retirees (and Those About to Retire) Want to Avoid
retirement

Financial Surprises Retirees (and Those About to Retire) Want to Avoid

Even the most diligent pre-retiree planner can get tripped up by unpleasant financial surprises. Follow these tips.
December 26, 2019
A Retiree’s Guide to Key Dates in 2020
retirement

A Retiree’s Guide to Key Dates in 2020

Now is the time to assess your financial situation, look ahead and mark your calendar.
December 24, 2019
10 Ways the SECURE Act Impacts Your Retirement Savings
IRAs

10 Ways the SECURE Act Impacts Your Retirement Savings

With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement.
December 20, 2019
When Used Correctly, Deferred Annuities Deliver Powerful Tax Advantages
retirement

When Used Correctly, Deferred Annuities Deliver Powerful Tax Advantages

To take full advantage, pick the right type of annuity and take care to set up your beneficiaries correctly.
December 11, 2019
How to Sleep Soundly During a Volatile Market

How to Sleep Soundly During a Volatile Market

It’s a great time for worried investors to consider short-term, fixed annuities.
December 2, 2019
How to Sleep Soundly During a Volatile Market

How to Sleep Soundly During a Volatile Market

Sponsored Content From Gainbridge
December 2, 2019
Don't Bet Your Retirement on Monte Carlo Models
retirement

Don't Bet Your Retirement on Monte Carlo Models

They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a sta…
November 15, 2019
One Way Near-Retirees Can Ride Out a Recession
retirement

One Way Near-Retirees Can Ride Out a Recession

There's no reason to freak out about a recession, but stakes are different for those in the "fragile" decade. If you're worried, here's how to insure …
November 15, 2019
Why Annuities Could Be an Especially Good Deal for Women
retirement

Why Annuities Could Be an Especially Good Deal for Women

Ensuring a secure retirement, with a lifetime of dependable income, comes with many challenges for women. But there is a way they can create their own…
November 6, 2019
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement

How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time

Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, …
November 4, 2019
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
retirement

Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes

1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.
October 22, 2019
Secure Act Threatens 'Stretch' IRA Rules That Benefit Heirs
retirement

Secure Act Threatens 'Stretch' IRA Rules That Benefit Heirs

Some retirees are concerned about a provision that could require heirs to empty inherited retirement accounts within 10 years and pay a lot more in ta…
October 21, 2019
Low Interest Rates Don’t Make Structured Settlements a Bad Deal
retirement

Low Interest Rates Don’t Make Structured Settlements a Bad Deal

Yes, you might be able to get a better rate of return elsewhere, but for personal injury settlements, the guaranteed tax-free income of a structured s…
October 14, 2019
How to Shop for Variable Annuities
retirement

How to Shop for Variable Annuities

There are several options to buy variable annuities on your own, but understand the pros and cons before you do.
September 30, 2019
Income Annuities Take Risk Out of Retirement
retirement

Income Annuities Take Risk Out of Retirement

When used properly, annuities provide invaluable security, so why aren't more people going for them? A new Brookings Institution study has some insigh…
September 13, 2019
Income Annuity Basics: What to Know Before You Buy
retirement

Income Annuity Basics: What to Know Before You Buy

It's no secret that annuities can be complicated, so before you consider one, acquaint yourself with the fundamentals.
August 23, 2019