Want Stock Market Gains but Hate Risk? Buffer Annuities May Be for You

Index-linked annuities are a new-ish way to help buffer your portfolio from market downdrafts while still allowing for some growth. Here are three things you must know before buying one.

(Image credit: Getty Images)

Fed Chairman Jerome Powell's first action when the COVID-19 pandemic hit was to further loosen monetary policy by dropping interest rates to near zero. There's almost nowhere for rates to go but up … or sideways. Neither scenario is rosy for investors who need to take some risk off the table.

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David Stone
Founder and CEO, RetireOne

David Stone is founder and CEO of RetireOne™, the leading, independent platform for fee-based insurance solutions. Prior to RetireOne, David was chief legal counsel for all of Charles Schwab's insurance and risk management initiatives. He is a frequent speaker at industry conferences as well as an active participant on numerous committees dedicated to retirement income product solutions.