Turning 60 Checklist: 10 Key Retirement Questions to Ask

You’re closing in on retirement, but you’re not there yet. Are you on track? Will you be ready? To help find out, print these 10 questions out and take them with you to your next meeting with your financial planner.

A Post-It Note with a question mark.
(Image credit: Getty Images)

Retirement is often on the forefront of people’s minds as they are looking at their finances and an exciting aspiration for many of us. In particular though, as someone gets five to eight years from retirement, the “margin for error” on planning mistakes becomes less and less and the questions to ask get more and more critical.

I have found that turning 60 often can act as an important milestone and catalyst for clients to really take a hard look at different aspects that may impact them. For all the information on the web I was surprised to find no succinct checklist of questions to give my clients. As they say, necessity is the mother of invention, so we developed these 10 questions to ask as you yourself — and your financial adviser — as you near retirement.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Caleb Harty, CFP®
Founder and Principal, Harty Financial

Caleb is a principal at Harty Financial and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has his BA in Economics from Gordon College in Wenham, Mass. Caleb is one of only a few advisers in the New England area who specialize in working with families that have a child with special needs. The connection is a personal one, as his brother-in-law has Down syndrome. He also focuses on holistic financial planning for successful professionals, business owners and those approaching retirement.