The Future of Retirement: Longer Lifespans and Changing Needs

What are the disruptive forces affecting retirement and how can you prepare?

An older couple drink coffee while sitting on the waterfront outside their truck.
A couple enjoying their retirement
(Image credit: Getty Images)


Over the last several decades, headlines about Social Security running out of funds to support retiring seniors have become somewhat commonplace in mainstream media. In fact, the latest estimate suggests the program will begin to run short of the necessary funds to support the retired population as early as 2033 — if officials don't do something about it before then.

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Jacob Wolinsky

Jacob is the founder and CEO of ValueWalk. What started as a hobby 10 years ago turned into a well-known financial media empire focusing in particular on simplifying the opaque world of the hedge fund world. Before doing ValueWalk full time, Jacob worked as an equity analyst specializing in mid and small-cap stocks. Jacob also worked in business development for hedge funds. He lives with his wife and five children in New Jersey. Full Disclosure: Jacob only invests in broad-based ETFs and mutual funds to avoid any conflict of interest.