We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
If you're looking to save on your everyday expenses, the Blue Cash Everyday® Card from American Express is an excellent option to consider. The card comes with a $200 introductory bonus. All you have to do is charge $2,000 on your card within the first six months of the account opening to earn the offer.
On top of that, it's a great option if you want a credit card with no annual fees and features a ton of perks. Here's a glance at some of the many cost-saving benefits this card offers you.
The perfect dinner and a movie credit card
One of the better perks is for streamers. The card comes with an annual Disney Bundle credit of $84. That means if you use Disney, ESPN Plus or Hulu and charge at least $9.99 per month on the card, you'll earn a $7 monthly discount.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
It brings the cost of a standalone service like Hulu with ads down from $9.99 to $2.99 plus taxes, making it an incredible deal.
On top of that, the card supports your cooking habits. Cardholders can receive a $15 monthly statement credit when you charge your Home Chef membership with your card. This gives you a $180 annual discount.
Home Chef is a meal delivery service. How it works is each week you'll choose from over 35 meals and 18 extras. The pre-portioned ingredients arrive with specific cooking instructions. It allows you to make fresh, healthier meals quickly.
Save on everyday items
The Blue Cash Everyday® Card helps you save on the things you do the most. Cardholders earn 3% back on groceries, purchases at U.S. online retailers and gas stations. In each category, you'll have a $6,000 annual cap at 3%. If you exceed it, you'll earn 1% on all other purchases.
To put it into perspective, you can save up to $180 in each of these categories at the 3% rate annually. That's a savings of up to $540 per year with no annual fees.
It's important to note there are some exclusions that apply. American Express doesn't consider super stores, meal delivery kit services or warehouse clubs as grocery stores, so purchases at any would only qualify for the 1% back.
Meanwhile, the retail cash back doesn't apply in every case. If you made an online purchase from a restaurant, grocery store, travel website or automotive dealer, it won't qualify for the 3% back. You can see other exclusions in the terms section.
Redemption options
Each point you earn equals one cent with no minimum redemption limits. You can take your points and use them as statement credit.
Or, you can use your cash back at Amazon.com for purchases. And if you're a Prime member, you can save even more with free shipping on millions of items.
The bottom line
The Blue Cash Everyday® Card is a fantastic card for everyday purchases. Streamers can earn a sizable discount on the Disney Bundle, while you can also earn 3% back at grocery stores, gas stations and U.S. online retailers.
There are a few drawbacks to consider. The $6,000 cap on the 3% category will limit grocery shoppers with higher budgets. If this is the case, consider the American Express® Gold Card, where you'll earn 4 points per every dollar spent at supermarkets up to $25,000 annually.
Also, not every online purchase will qualify for the 3% back. Those obstacles aside, this is an excellent card that includes a lot of perks with no annual fee.
Related content
-
Eight Ways To Save on Your Next Luxury TripLooking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation.
-
Donating Complex Assets Doesn't Have to Be ComplicatedIf you're looking to donate less-conventional assets but don't know where to start, this charity executive has answers, such as considering a donor-advised fund (DAF) for its tax benefits and ease of use.
-
Eight Ways To Save on Your Next Luxury Trip
Looking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation.
-
Donating Complex Assets Doesn't Have to Be Complicated
If you're looking to donate less-conventional assets but don't know where to start, this charity executive has answers, such as considering a donor-advised fund (DAF) for its tax benefits and ease of use.
-
How to Budget for College Expenses Beyond TuitionSome universities waive tuition for families with incomes below a certain threshold. But you'll still need a plan to cover other costs.
-
My First $1 Million: Events Industry CEO, 65, Northern New JerseyEver wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
-
Delta’s New Fare Changes Just Made Booking Flights and Earning Miles More ComplicatedHere’s what travelers need to know about Delta’s fare changes before booking their next flight.
-
United Airlines Raises the Bar with New Business Class SuitesDiscover how United's new Polaris Studio suites redefine luxury and comfort on long-haul flights.
-
Walmart Raising Prices Soon — Here’s Which Products Will Cost You More This SummerIf you heard about Walmart raising prices, here are the key details you need to know ahead of your next shopping trip.
-
I'm an Insurance Pro: How Not to Get Dumped by Your Insurance AgentYour insurance agent or broker might show you the door if you do any of these five things. Being a good customer is about more than paying your bill on time.
