We may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our site but our editorial selection of products is made independently. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. We calculate a typical annual reward for each card, assuming $36,000 spent annually and less any annual fee. Interest rates, fees, rewards and other terms listed in this article are subject to change. Before you apply for a credit card, check its current terms and conditions with the issuer.
If you're looking to save on your everyday expenses, the Blue Cash Everyday® Card from American Express is an excellent option to consider. The card comes with a $200 introductory bonus. All you have to do is charge $2,000 on your card within the first six months of the account opening to earn the offer.
On top of that, it's a great option if you want a credit card with no annual fees and features a ton of perks. Here's a glance at some of the many cost-saving benefits this card offers you.
The perfect dinner and a movie credit card
One of the better perks is for streamers. Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
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It brings the cost of a standalone service like Hulu with ads down from $9.99 to $2.99 plus taxes, making it an incredible deal.
On top of that, the card supports your cooking habits. Cardholders can receive a $15 monthly statement credit when you charge your Home Chef membership with your card. This gives you a $180 annual discount.
Home Chef is a meal delivery service. How it works is each week you'll choose from over 35 meals and 18 extras. The pre-portioned ingredients arrive with specific cooking instructions. It allows you to make fresh, healthier meals quickly.
Save on everyday items
The Blue Cash Everyday® Card helps you save on the things you do the most. Cardholders earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, and on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
To put it into perspective, you can save up to $180 in each of these categories at the 3% rate annually. That's a savings of up to $540 per year with no annual fees.
It's important to note there are some exclusions that apply. American Express doesn't consider super stores, meal delivery kit services or warehouse clubs as grocery stores, so purchases at any would only qualify for the 1% back.
Meanwhile, the retail cash back doesn't apply in every case. If you made an online purchase from a restaurant, grocery store, travel website or automotive dealer, it won't qualify for the 3% back. You can see other exclusions in the terms section.
Redemption options
Each point you earn equals one cent with no minimum redemption limits. You can take your points and use them as statement credit.
Or, you can use your cash back at Amazon.com for purchases. And if you're a Prime member, you can save even more with free shipping on millions of items.
The bottom line
The Blue Cash Everyday® Card is a fantastic card for everyday purchases. Streamers can earn a sizable discount on the Disney Bundle, while you can also earn 3% back at grocery stores, gas stations and U.S. online retailers.
There are a few drawbacks to consider. The $6,000 cap on the 3% category will limit grocery shoppers with higher budgets. If this is the case, consider the American Express® Gold Card, where you'll earn 4 points per dollar spent at supermarkets up to $25,000 annually.
Also, not every online purchase will qualify for the 3% back. Those obstacles aside, this is an excellent card that includes a lot of perks with no annual fee.
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