We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
If you're looking to save on your everyday expenses, the Blue Cash Everyday® Card from American Express is an excellent option to consider. The card comes with a $200 introductory bonus. All you have to do is charge $2,000 on your card within the first six months of the account opening to earn the offer.
On top of that, it's a great option if you want a credit card with no annual fees and features a ton of perks. Here's a glance at some of the many cost-saving benefits this card offers you.
The perfect dinner and a movie credit card
One of the better perks is for streamers. The card comes with an annual Disney Bundle credit of $84. That means if you use Disney, ESPN Plus or Hulu and charge at least $9.99 per month on the card, you'll earn a $7 monthly discount.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
It brings the cost of a standalone service like Hulu with ads down from $9.99 to $2.99 plus taxes, making it an incredible deal.
On top of that, the card supports your cooking habits. Cardholders can receive a $15 monthly statement credit when you charge your Home Chef membership with your card. This gives you a $180 annual discount.
Home Chef is a meal delivery service. How it works is each week you'll choose from over 35 meals and 18 extras. The pre-portioned ingredients arrive with specific cooking instructions. It allows you to make fresh, healthier meals quickly.
Save on everyday items
The Blue Cash Everyday® Card helps you save on the things you do the most. Cardholders earn 3% back on groceries, purchases at U.S. online retailers and gas stations. In each category, you'll have a $6,000 annual cap at 3%. If you exceed it, you'll earn 1% on all other purchases.
To put it into perspective, you can save up to $180 in each of these categories at the 3% rate annually. That's a savings of up to $540 per year with no annual fees.
It's important to note there are some exclusions that apply. American Express doesn't consider super stores, meal delivery kit services or warehouse clubs as grocery stores, so purchases at any would only qualify for the 1% back.
Meanwhile, the retail cash back doesn't apply in every case. If you made an online purchase from a restaurant, grocery store, travel website or automotive dealer, it won't qualify for the 3% back. You can see other exclusions in the terms section.
Redemption options
Each point you earn equals one cent with no minimum redemption limits. You can take your points and use them as statement credit.
Or, you can use your cash back at Amazon.com for purchases. And if you're a Prime member, you can save even more with free shipping on millions of items.
The bottom line
The Blue Cash Everyday® Card is a fantastic card for everyday purchases. Streamers can earn a sizable discount on the Disney Bundle, while you can also earn 3% back at grocery stores, gas stations and U.S. online retailers.
There are a few drawbacks to consider. The $6,000 cap on the 3% category will limit grocery shoppers with higher budgets. If this is the case, consider the American Express® Gold Card, where you'll earn 4 points per every dollar spent at supermarkets up to $25,000 annually.
Also, not every online purchase will qualify for the 3% back. Those obstacles aside, this is an excellent card that includes a lot of perks with no annual fee.
Related content
-
Mom needs a nursing home. Should I spend down her assets so she qualifies for Medicaid?We asked expert financial advisers for their advice.
-
Financial Fact vs Fiction: Why Your 'Magic Number' Isn't Actually MagicalDo you think you're diversified if you're invested in the S&P 500 and Nasdaq? Do you think your tax rate will fall in retirement? Think again — and read on for other myths that could be leading you astray.
-
46 Anti-Prime Day Tech Deals You Should Get from Best Buy's Black Friday in July Sale InsteadApple, Blink, Garmin, Samsung and more leading tech brands are on sale at Best Buy's rival Prime Day sale this week.
-
Sam's Club Takes On Amazon Prime With Big Summer Savings — But Is It Worth Joining?With longer sales and seasonal deals, Sam's Club is making a strong case for summer value. Here's how to save.
-
These Prime Day Deals Also Qualify for Disappearing Tax CreditsThere are many items for sale during Amazon Prime Day that help make your home more energy efficient and can apply towards tax credits that will expire soon.
-
California, South Florida, Long Island, New Jersey: The Places People Are Leaving in Droves in 2025Skyrocketing costs and shifting priorities mean people are packing up and leaving some cities and states in droves, while others are flocking to more affordable or lifestyle-friendly destinations.
-
Should You Start a 'Trump Account' for Your Child?"Trump Accounts" for kids is part of the One Big, Beautiful Bill that was just signed. Look at if it's worth it for your children.
-
Can You Be a Good Parent to an Only Child When You're Also a Business Owner?Author and social psychologist Susan Newman offers advice to business-owner parents on how to raise a well-adjusted single child by avoiding overcompensation and encouraging chores.
-
Here's Why Walmart Deals is Better Than Amazon Prime DayWith sales for Walmart Deals and Amazon Prime Day running comparable on price, one factor separates them.
-
How to Get Rid of the Things Your Kids Don't Want While DownsizingWhether moving by necessity or choice, downsizing means deciding what to do with your stuff. Here's what to do if the kids and grandkids don't want it all.
