Credit Card Offers Are Eroding

Take advantage of credit card offers while you still can — many are disappearing or weakening.

Young couple drinking wine on terrace, Zillertal, Tyrol, Austria
(Image credit: Getty Images, Robert Niedring)

When it comes to credit card offers and bonuses, the times they are a-changin’, and usually not for the better. Higher interest rates, inflation and other pressures have led card issuers to cut back on some offers. That means many credit cards have reduced the points or miles sign-on bonuses, or provide fewer months of no-interest charging or balance transfers.

Read on to learn which offers are still a good deal. 

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Ellen Kennedy
Personal Finance Editor,

Ellen writes and edits personal finance stories, especially on credit cards and related products. She also covers the nexus between sustainability and personal finance. She was a manager and sustainability analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies and led corporate engagements. Before joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from the U.C. Berkeley in international relations and Latin America.