The Curious Case of COVID-19, a Dead Husband and Attorney-Client Privilege
A reader racked with guilt calls in for advice after her husband dies of COVID … but first she wants to make sure what’s she’s about to say is confidential.
 
 
“Mr. Beaver, I’ll bet you have never heard a story that I’m about to tell you, but it is the truth. I think that I may have contributed to my husband’s death from COVID. Will the attorney-client privilege apply to our conversation, so that what I tell you remains just between the two of us?”
“Kate” sounded distraught and was crying. Suddenly I was fully awake from my afternoon slump and could feel adrenaline coursing through my body.
She was right; in all my years of writing this syndicated column, I’ve never spoken with a reader who believed she may have caused her husband’s death.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.
 
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
The Attorney-Client Privilege Explained
We have all heard of the attorney-client privilege. With some exceptions, it creates a “zone of privacy,” enabling a client – or potential client – to reveal things they might otherwise hide if the lawyer could be forced to divulge the contents of their conversation.
However, before the privilege can be found, an attorney-client relationship is required, or there must be a reasonable belief by the client that one exists. A casual chat at a social event or, in my case as a journalist, speaking with readers phoning with legal questions, does not generally create that professional relationship.
Occasionally, people long on vengeance and short on common sense call, instantly blurting out their plans to damage a former employer’s property – or worse – giving me all the details, and asking for advice on how to not get caught!
I ask them, “You think the attorney-client privilege applies to our conversation, right?”
They reply, “Of course it does!” I imagine that my next comment has resulted in some of them almost fainting.
“It does not, and when we hang up, I am placing two phone calls, one to your former employer and the other to law enforcement, so think this over carefully.”
In general, courts have found in favor of people who, in good faith, thought the privilege applied to their conversation with a lawyer. Here, because Kate made it clear that she expected what she would tell me was confidential and therefore privileged, she was protected.
‘Why Are You Responsible for Your Husband’s Death?’
Kate explained that she and her late husband, “Brian,” were having marital problems and she had considered divorcing. Together they had an accounting practice in a Southern state with one of the lowest rates of COVID vaccination.
“Brian was hooked on all of these conspiracy theories, becoming a different person, and believing that COVID was a hoax. He forbade me and our employees from getting vaccinated! But I told them to ignore that, get the shots if they wanted to – on a Friday after work – so by Monday they should all be back to feeling normal. All of us did, but no one told Brian.”
Wanting to find some way of motivating her husband to be vaccinated, Kate spoke with a psychiatrist client who suggested a different approach, one based on reverse psychology.
He told her that: “Instead of arguing and insisting that he get vaccinated, tell him that you now agree with him and also feel the whole thing is a governmental scam. This should make him suspicious – that you want him to get COVID and die – so to frustrate that, he will probably get vaccinated. It is worth a try.”
“I did what he suggested,” Kate said. “We stopped arguing, but I was terrified as the numbers of sick people kept increasing. Brian never got vaccinated and fell ill with COVID. I should also tell you that he was obese, had kidney disease, high blood pressure and COPD. Within just a few days COVID killed him, and I feel so guilty, Mr. Beaver!
“What if the psychiatrist were to be asked by the police about my discussions with him, and what I did? Could I be in legal trouble?”
The Psychotherapist-Patient Privilege
Kate is protected by the psychotherapist-patient privilege, which is similar to the attorney-client privilege, established by the Supreme Court in its 1996 Jaffee v. Redmond decision.
The privilege covers confidential communications made to licensed psychiatrists, psychologists and, depending upon the state, to a broad variety of mental health care professionals.
She is in the clear from a legal perspective, not that any D.A. with an ounce of compassion would ever consider prosecuting her for her husband’s death, in my opinion, as it was his choice to not get the vaccine.
A Version of the Darwin Awards
I ran her story by an ER physician friend who said, “This is the perfect example of a Darwin Award.” These are 'honors' for people who remove themselves from the gene pool by causing their own death in dumb ways.
“ER docs all over the country are seeing thousands of people who refuse COVID vaccination, becoming Darwin Award winners,” she said. “Dennis, we won’t admit it to families, but so many of us have lost our compassion for these people who put themselves, their families, friends and co-workers at risk by refusing vaccination. Frankly, I stopped feeling anything except anger. ”
While I can see where my physician friend is coming from, I still feel for the unfortunate folks who have been misinformed into refusing to be vaccinated to protect themselves – and those around them – from COVID. All these unnecessary deaths are a national tragedy.
And as for Kate, I reassured her that she has nothing to worry about from a legal standpoint, and I urged her to seek mental health counseling immediately.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

After attending Loyola University School of Law, H. Dennis Beaver joined California's Kern County District Attorney's Office, where he established a Consumer Fraud section. He is in the general practice of law and writes a syndicated newspaper column, "You and the Law." Through his column, he offers readers in need of down-to-earth advice his help free of charge. "I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift."
- 
 I'm a Government Employee and Need to Get By Until the Shutdown Ends. What Can I Do? I'm a Government Employee and Need to Get By Until the Shutdown Ends. What Can I Do?The second-longest shutdown in history is leaving many federal workers with bills due and no paycheck to cover them. Here's what you can do to get by. 
- 
 Grant Cardone Tells Us the Biggest Retirement Mistake You Can Make Grant Cardone Tells Us the Biggest Retirement Mistake You Can MakeThe entrepreneur, real estate investor and motivational speaker tells us why people should never stop working. 
- 
 I'm a CPA: Control These Three Levers to Keep Your Retirement on Track I'm a CPA: Control These Three Levers to Keep Your Retirement on TrackThink of investing in terms of time, savings and risk. By carefully monitoring all three, you'll keep your retirement plans heading in the right direction. 
- 
 Debunking Three Myths About Defined Outcome ETFs (aka Buffered ETFs) Debunking Three Myths About Defined Outcome ETFs (aka Buffered ETFs)Defined outcome ETFs offer a middle ground between traditional equity and fixed-income investments, helping provide downside protection and upside participation. 
- 
 This Is Why Judge Judy Says Details Are Important in Contracts: This Contract Had Holes This Is Why Judge Judy Says Details Are Important in Contracts: This Contract Had HolesA couple's disastrous experience with reclaimed wood flooring led to safety hazards and a lesson in the critical importance of detailed contracts. 
- 
 A Lesson From the School of Rock (and a Financial Adviser) as the Markets Go Around and Around A Lesson From the School of Rock (and a Financial Adviser) as the Markets Go Around and AroundIt's hard to hold your nerve during a downturn, but next time the markets take a tumble, remember this quick rock 'n' roll tutorial and aim to stay invested. 
- 
 I'm a Financial Pro: This Is How You Can Guide Your Heirs Through the Great Wealth Transfer I'm a Financial Pro: This Is How You Can Guide Your Heirs Through the Great Wealth TransferFocus on creating a clear estate plan, communicating your wishes early to avoid family conflict, leaving an ethical will with your values and wisdom and preparing them practically and emotionally. 
- 
 To Reap the Full Benefits of Tax-Loss Harvesting, Consider This Investment Strategist's Steps To Reap the Full Benefits of Tax-Loss Harvesting, Consider This Investment Strategist's StepsTax-loss harvesting can offer more advantages for investors than tax relief. Over the long term, it can potentially help you maintain a robust portfolio and build wealth. 
- 
 Social Security Wisdom From a Financial Adviser Receiving Benefits Himself Social Security Wisdom From a Financial Adviser Receiving Benefits HimselfYou don't know what you don't know, and with Social Security, that can be a costly problem for retirees — one that can last a lifetime. 
- 
 Take It From a Tax Expert: The True Measure of Your Retirement Readiness Isn't the Size of Your Nest Egg Take It From a Tax Expert: The True Measure of Your Retirement Readiness Isn't the Size of Your Nest EggA sizable nest egg is a good start, but your plan should include two to five years of basic expenses in conservative, liquid accounts as a buffer against market volatility, inflation and taxes.