Millennial Money

Should You Invest in Crypto?
Becoming an Investor

Should You Invest in Crypto?

Before you put any money into cryptocurrencies, establish a core portfolio in line with your investing goals.
August 25, 2021
Food Delivery Apps: We Compare 4 of the Biggest
Technology

Food Delivery Apps: We Compare 4 of the Biggest

These apps offer convenience but vary in costs and customer service. Here’s how Uber Eats, Grubhub, DoorDash and Postmates compare to each other.
August 9, 2021
When It’s Time to Drop Your Parents’ Health Insurance
Starting Out: New Grads and Young Professionals

When It’s Time to Drop Your Parents’ Health Insurance

Thanks to the Affordable Care Act, the uninsured rate for twenty-somethings has plummeted.
July 29, 2021
Keep Moving Costs in Check
Making Your Money Last

Keep Moving Costs in Check

If I've learned anything, it's that moving is almost always more costly and time-consuming than I anticipate.
June 18, 2021
Do You Need Life Insurance When You're Young?
Financial Planning

Do You Need Life Insurance When You're Young?

As millennials have families and take on financial obligations, we need life insurance to protect those we may leave behind.
May 24, 2021

Subscribe to Kiplinger's Personal Finance

Be a smarter, better informed investor.
Smart Ways to Save on Child Care Costs
Starting a Family

Smart Ways to Save on Child Care Costs

The expenses and tax complications that come with hiring a nanny were reason enough for me to take my son to day care instead.
February 5, 2021
Financial Planning We Can Afford
Financial Planning

Financial Planning We Can Afford

You don't have to be a wealthy baby boomer to hire a financial adviser.
December 15, 2020
Dear Mom and Dad: Thanks
Making Your Money Last

Dear Mom and Dad: Thanks

Ideally, living at home should provide a way to improve your financial well-being and lay the groundwork for future success.
November 17, 2020
How to Negotiate a Break on Rent
Healthy Living on a Budget

How to Negotiate a Break on Rent

The downward trend in rents has me thinking it's time to ask my apartment manager to reduce my rent.
October 19, 2020
Lending Money to a Friend in Need
Coronavirus and Your Money

Lending Money to a Friend in Need

If you lend money to a friend who has fallen on hard times, don't count on getting it back.
September 29, 2020
Stay on Course With Student Loans
Paying for College

Stay on Course With Student Loans

You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
Class of COVID-19
Starting Out: New Grads and Young Professionals

Class of COVID-19

Recent graduates are starting their careers at a time of tremendous uncertainty, but hiring is up in several job categories.
July 2, 2020
Millennials Face Their Second Recession
Making Your Money Last

Millennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
My First Bear Market, By the Book
investing

My First Bear Market, By the Book

I'm boosting my 401(k) contributions now that my gym membership and student loan payments are on hold.
May 8, 2020
Don’t Leave Your Benefits Behind
Employee Benefits

Don’t Leave Your Benefits Behind

When changing jobs, lock down health insurance and don’t forget your 401(k).
April 3, 2020
Can You Count on Social Security?
retirement

Can You Count on Social Security?

I think benefits will be available in some form, but I’m not relying on them for the bulk of my income.
March 6, 2020
Why You Need a Renters Insurance Policy
insurance

Why You Need a Renters Insurance Policy

The average monthly premium for renters insurance is about $17 a month for $40,000 in personal property coverage, according to Insurance.com.
January 30, 2020
How to Pay for Pricey Prescriptions
insurance

How to Pay for Pricey Prescriptions

Paying for expensive medications is especially painful if you’re in a high-deductible plan.
December 23, 2019
When Renting Is Smarter Than Buying
real estate

When Renting Is Smarter Than Buying

You’re not necessarily throwing your money away when you rent.
November 27, 2019
Giving to Charity When You're on a Budget
spending

Giving to Charity When You're on a Budget

Don’t forget that your time has value, too. Volunteering is the best way to see if you like how the charity is run.
September 12, 2019
Wipe Out Debt, One Step at a Time
credit & debt

Wipe Out Debt, One Step at a Time

Pay off debt with the highest interest first, stick to a schedule and automate payments.
July 3, 2019
The Talk Before Moving In Together
savings

The Talk Before Moving In Together

Merging households and finances is a major step. Be sure to have an open and honest dialogue about each other's income and spending habits beforehand.
June 6, 2019
Get a Head Start on College Savings
college

Get a Head Start on College Savings

It’s a daunting prospect. In 18 years, attending an in-state public college for four years will likely cost a total of about $233,000.
May 13, 2019
Target-Date Funds Might Not Be Right for You
investing

Target-Date Funds Might Not Be Right for You

Branching out and investing in a mix of funds can give you a portfolio that’s cheaper, better diversified and more in line with your needs.
May 9, 2019
Don’t Be Afraid to Do Your Own Taxes
taxes

Don’t Be Afraid to Do Your Own Taxes

Even if you have to pay for tax software, it’s cheaper than hiring a tax preparer.
March 6, 2019