Millennial Money
Dear Mom and Dad: Thanks
Dear Mom and Dad: Thanks
Ideally, living at home should provide a way to improve your financial well-being and lay the groundwork for future success.
November 17, 2020
How to Negotiate a Break on Rent
How to Negotiate a Break on Rent
The downward trend in rents has me thinking it's time to ask my apartment manager to reduce my rent.
October 19, 2020
Lending Money to a Friend in Need
Lending Money to a Friend in Need
If you lend money to a friend who has fallen on hard times, don't count on getting it back.
September 29, 2020
Stay on Course With Student Loans
Stay on Course With Student Loans
You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
Class of COVID-19
Class of COVID-19
Recent graduates are starting their careers at a time of tremendous uncertainty, but hiring is up in several job categories.
July 2, 2020
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My First Bear Market, By the Book
My First Bear Market, By the Book
I'm boosting my 401(k) contributions now that my gym membership and student loan payments are on hold.
May 8, 2020
Don’t Leave Your Benefits Behind
Don’t Leave Your Benefits Behind
When changing jobs, lock down health insurance and don’t forget your 401(k).
April 3, 2020
Can You Count on Social Security?
Can You Count on Social Security?
I think benefits will be available in some form, but I’m not relying on them for the bulk of my income.
March 6, 2020
Why You Need a Renters Insurance Policy
Why You Need a Renters Insurance Policy
The average monthly premium for renters insurance is about $17 a month for $40,000 in personal property coverage, according to Insurance.com.
January 30, 2020
How to Pay for Pricey Prescriptions
How to Pay for Pricey Prescriptions
Paying for expensive medications is especially painful if you’re in a high-deductible plan.
December 23, 2019
When Renting Is Smarter Than Buying
When Renting Is Smarter Than Buying
You’re not necessarily throwing your money away when you rent.
November 27, 2019
Giving to Charity When You're on a Budget
Giving to Charity When You're on a Budget
Don’t forget that your time has value, too. Volunteering is the best way to see if you like how the charity is run.
September 12, 2019
Wipe Out Debt, One Step at a Time
Wipe Out Debt, One Step at a Time
Pay off debt with the highest interest first, stick to a schedule and automate payments.
July 3, 2019
The Talk Before Moving In Together
The Talk Before Moving In Together
Merging households and finances is a major step. Be sure to have an open and honest dialogue about each other's income and spending habits beforehand.
June 6, 2019
Get a Head Start on College Savings
Get a Head Start on College Savings
It’s a daunting prospect. In 18 years, attending an in-state public college for four years will likely cost a total of about $233,000.
May 13, 2019
Target-Date Funds Might Not Be Right for You
Target-Date Funds Might Not Be Right for You
Branching out and investing in a mix of funds can give you a portfolio that’s cheaper, better diversified and more in line with your needs.
May 9, 2019
Don’t Be Afraid to Do Your Own Taxes
Don’t Be Afraid to Do Your Own Taxes
Even if you have to pay for tax software, it’s cheaper than hiring a tax preparer.
March 6, 2019
Emergency Funds Can Reduce Stress
Emergency Funds Can Reduce Stress
Your savings can bail you out of a situation you may not think of as an emergency.
January 31, 2019
Monopoly for a New Generation
Monopoly for a New Generation
The game plays into millennial stereotypes, but in reality we’re not much different than other generations.
January 4, 2019
Young & Scrappy -- And Saving for Retirement
Young & Scrappy -- And Saving for Retirement
No excuses. You don’t need a 401(k) or employer match to save.
November 29, 2018
Earn Extra Income With a Side Hustle
Earn Extra Income With a Side Hustle
Many people choose a business that takes advantage of skills they’ve developed at a 9-to-5 job.
October 31, 2018
Talk to Your Parents About Caregiving
Talk to Your Parents About Caregiving
While they're still active and healthy, you should broach the subject of what assistance they'll expect from you as they age.
October 4, 2018
Why Everyone Needs an Estate Plan
Why Everyone Needs an Estate Plan
Even if you're unmarried and without dependents, you should still have a will.
August 30, 2018
Why You Need to Invest in Funds Before Stocks
Why You Need to Invest in Funds Before Stocks
When you're just starting out with investing, you first need to build a diversified core before betting on individual stocks.
August 2, 2018
The Benefits of Being Your Own Boss
The Benefits of Being Your Own Boss
Self-employment comes with extra flexibility—a trait that millennials prize—but it can also complicate your financial life.
June 12, 2018