The New AI Agents Will Tackle Your To-Do List

published 12 May 2025

To help you understand the trends surrounding AI and other new technologies and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You'll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…

The tech industry is buzzing about AI agents. Part of the excitement stems from the distinctive, and almost human, way some of them work: They “see” your screen.

Microsoft recently unveiled a way to build an AI agent that “follows a loop of seeing, thinking, and doing,” says Sangya Singh, VP of Power Platform Intelligent Automations at Microsoft. The process goes something like this: An agent uses AI vision to look at the screen, capturing screenshots and interpreting the pixels, so it can navigate a computer desktop or web browser, including buttons, forms and web pages, says Singh.

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It’s powered by large language models, the systems at the core of generative AI. Microsoft uses an OpenAI model, which the Microsoft-backed start-up says is “a universal interface for AI to interact with the digital world.”

The AI agent controls a virtual mouse and keyboard, using AI reasoning to navigate a computer just like a human would. “It acts, by clicking, typing, or scrolling, until the task is done,” says Singh.

How does it know exactly what to do? A human gives it instructions in plain English.

This new AI tech offers a promising way to automate any computer task, without needing preprogrammed software or special protocols between apps. Current popular automation methods need to be preprogrammed and work best on tasks with rote steps. In contrast, these AI agents don’t need such programming and can work through various hurdles, such as a screen that looks different than normal or an intrusive pop-up message.

Using vision, this type of AI can take on incredibly complex tasks and navigate any apps or websites that it comes across. For consumers, AI agents could book a hotel, rent a car or buy a product online. At work, uses include data entry, market research and invoice processing, to save time and reduce human error. These examples are just the start of a seemingly endless list of digital tasks, many of which are already emerging.

Microsoft says “irreversible” decisions and “high-risk actions,” such as large financial transactions, will have an alert for human approval. Privacy will be a big concern as AI tools use credit card data and other personal information. There’s also the chance that AI could make mistakes. These issues are well known and safeguards are being put in place.

Note that using this type of generative AI can sometimes be an inefficient way to automate tasks, as it uses a lot of computing power, though it will get more efficient over time. Look for an explosion of AI agents in the coming year or so, using vision to navigate digital chores.

This forecast first appeared in The Kiplinger Letter, which has been running since 1923 and is a collection of concise weekly forecasts on business and economic trends, as well as what to expect from Washington, to help you understand what’s coming up to make the most of your investments and your money. Subscribe to The Kiplinger Letter.

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John Miley is a Senior Associate Editor at The Kiplinger Letter. He mainly covers technology, telecom and education, but will jump on other important business topics as needed. In his role, he provides timely forecasts about emerging technologies, business trends and government regulations. He also edits stories for the weekly publication and has written and edited e-mail newsletters.

He joined Kiplinger in August 2010 as a reporter for Kiplinger's Personal Finance magazine, where he wrote stories, fact-checked articles and researched investing data. After two years at the magazine, he moved to the Letter, where he has been for the last decade. He holds a BA from Bates College and a master’s degree in magazine journalism from Northwestern University, where he specialized in business reporting. An avid runner and a former decathlete, he has written about fitness and competed in triathlons.