Pete Woodring, RIA
Founding Partner, Cypress Partners
Woodring is founding partner of San Francisco Bay area Cypress Partners, a fee-only wealth consulting practice that provides personalized, comprehensive services that help retirees and busy professionals to enjoy life free of financial concern.
Small-Business Owners Win Big in New Tax Law With 20%-Off Deal
small business
Small-Business Owners Win Big in New Tax Law With 20%-Off Deal
While small businesses don’t get as hefty a tax break as corporations do, they do get a 20% reduction of taxable business income. Here's how that work…
January 11, 2018
Trump Taxes and Your Wallet: Here's What I See
taxes
Trump Taxes and Your Wallet: Here's What I See
From doubling the standard deduction to eliminating the Alternative Minimum Tax and estate tax, what could the proposed changes to our tax code mean f…
June 15, 2017
Why Commission-Based Compensation Can't be Transparent
investing
Why Commission-Based Compensation Can't be Transparent
The cost of investing through a broker-dealer may not be what you think it is. Believe it or not, your broker might not know the full cost structure, …
May 11, 2017
Fiduciary Rule in Limbo, But Investors Are Still Winning
Financial Planning
Fiduciary Rule in Limbo, But Investors Are Still Winning
No matter what happens to the DOL conflict-of-interest rule, several changes have already kicked in, and that’s good news for retirement savers.
March 8, 2017
Your Best Year-End Tax Planning Move: Donate Stocks Instead of Cash
investing
Your Best Year-End Tax Planning Move: Donate Stocks Instead of Cash
Boost your philanthropy and tax savings in one fell swoop.
December 29, 2016
Why Reverse Mortgages are Worth a Look
real estate
Why Reverse Mortgages are Worth a Look
Once an expensive and risky strategy, tapping your home equity might now be a smart retirement planning move.
November 21, 2016
Is the Financial Advice You're Getting a Trick or Treat?
Financial Planning
Is the Financial Advice You're Getting a Trick or Treat?
Don't get tricked by Wall Street; know the difference between a broker and a financial adviser.
October 31, 2016
Should You Pay More for Financial Advice Simply Because You Have More?
Financial Planning
Should You Pay More for Financial Advice Simply Because You Have More?
Consider paying a flat fee instead of the assets under management fee charged by many financial advisers.
August 30, 2016
Post-Brexit, What Should Investors Do?
Markets
Post-Brexit, What Should Investors Do?
Even if this turns out to be the "black swan" event of the decade, it shouldn't change your long-term strategy.
July 11, 2016
4 Money Lessons for NFL Draft Picks—and New College Grads
Financial Planning
4 Money Lessons for NFL Draft Picks—and New College Grads
Real-world rookies face the same financial challenges regardless of how much (or little) they earn. Here's how to score lifetime returns.
May 31, 2016
How to Protect Your Portfolio Against Black Swans
Markets
How to Protect Your Portfolio Against Black Swans
Unpredictable macro events can roil financial markets. You need the right mindset for dealing with such big shocks.
May 26, 2016
6 Keys to Successful Investing
Financial Planning
6 Keys to Successful Investing
If you adhere to these fundamental principles, your chances of achieving your long-term financial goals are great.
April 29, 2016
Is China a Scapegoat or Real Market Threat?
Markets
Is China a Scapegoat or Real Market Threat?
We have become so focused on China that news from across the Pacific has an immediate impact on our capital markets, but a number of global challenges…
March 4, 2016
A Comprehensive Guide to Your Year-End Financial Planning
Financial Planning
A Comprehensive Guide to Your Year-End Financial Planning
We put so much emphasis on the return of our investments, but often neglect the ins and outs of estate planning, taxes, insurance, and retirement fund…
December 18, 2015
How to Use the Bucket Approach to Make Your Retirement Savings Last
Making Your Money Last
How to Use the Bucket Approach to Make Your Retirement Savings Last
The idea is to set up three or more “buckets” with different asset classes and different time horizons for liquidating the funds. It will stretch your…
October 24, 2015
Know the Difference Between a Broker and a Registered Investment Adviser
Financial Planning
Know the Difference Between a Broker and a Registered Investment Adviser
Their roles and responsibilities to you as a client are as different as night and day.
September 22, 2015
The Parent Trap: College Debt
Paying for College
The Parent Trap: College Debt
The cost of sending your child to a four-year university is outpacing overall inflation by alarming rates. The time to start planning for your child's…
September 9, 2015
Manage Your Wealth Like a Sports Franchise
investing
Manage Your Wealth Like a Sports Franchise
With “Strength in Numbers,” you can find a winning formula.
July 8, 2015
The Investor’s Dilemma: Active, Passive, or Asset-Class Investing?
Financial Planning
The Investor’s Dilemma: Active, Passive, or Asset-Class Investing?
It’s a decision that warrants the investor’s time and due diligence, because, ultimately, your wealth is at stake and the wrong move could be costly.
June 24, 2015
Strategies for Boosting Social Security Benefits
retirement
Strategies for Boosting Social Security Benefits
These little-known keys can open the door to thousands more in annual retirement benefits
June 5, 2015