Pete Woodring, RIA

Pete Woodring, RIA

Founding Partner, Cypress Partners

Woodring is founding partner of San Francisco Bay area Cypress Partners, a fee-only wealth consulting practice that provides personalized, comprehensive services that help retirees and busy professionals to enjoy life free of financial concern.

Small-Business Owners Win Big in New Tax Law With 20%-Off Deal
small business

Small-Business Owners Win Big in New Tax Law With 20%-Off Deal

While small businesses don’t get as hefty a tax break as corporations do, they do get a 20% reduction of taxable business income. Here's how that work…
January 11, 2018
Trump Taxes and Your Wallet: Here's What I See
taxes

Trump Taxes and Your Wallet: Here's What I See

From doubling the standard deduction to eliminating the Alternative Minimum Tax and estate tax, what could the proposed changes to our tax code mean f…
June 15, 2017
Why Commission-Based Compensation Can't be Transparent
investing

Why Commission-Based Compensation Can't be Transparent

The cost of investing through a broker-dealer may not be what you think it is. Believe it or not, your broker might not know the full cost structure, …
May 11, 2017
Fiduciary Rule in Limbo, But Investors Are Still Winning
retirement

Fiduciary Rule in Limbo, But Investors Are Still Winning

No matter what happens to the DOL conflict-of-interest rule, several changes have already kicked in, and that’s good news for retirement savers.
March 8, 2017
Your Best Year-End Tax Planning Move: Donate Stocks Instead of Cash
investing

Your Best Year-End Tax Planning Move: Donate Stocks Instead of Cash

Boost your philanthropy and tax savings in one fell swoop.
December 29, 2016
Why Reverse Mortgages are Worth a Look
real estate

Why Reverse Mortgages are Worth a Look

Once an expensive and risky strategy, tapping your home equity might now be a smart retirement planning move.
November 21, 2016
Is the Financial Advice You're Getting a Trick or Treat?
investing

Is the Financial Advice You're Getting a Trick or Treat?

Don't get tricked by Wall Street; know the difference between a broker and a financial adviser.
October 31, 2016
Should You Pay More for Financial Advice Simply Because You Have More?
investing

Should You Pay More for Financial Advice Simply Because You Have More?

Consider paying a flat fee instead of the assets under management fee charged by many financial advisers.
August 30, 2016
Post-Brexit, What Should Investors Do?
investing

Post-Brexit, What Should Investors Do?

Even if this turns out to be the "black swan" event of the decade, it shouldn't change your long-term strategy.
July 11, 2016
4 Money Lessons for NFL Draft Picks—and New College Grads
spending

4 Money Lessons for NFL Draft Picks—and New College Grads

Real-world rookies face the same financial challenges regardless of how much (or little) they earn. Here's how to score lifetime returns.
May 31, 2016
How to Protect Your Portfolio Against Black Swans
investing

How to Protect Your Portfolio Against Black Swans

Unpredictable macro events can roil financial markets. You need the right mindset for dealing with such big shocks.
May 26, 2016
6 Keys to Successful Investing
investing

6 Keys to Successful Investing

If you adhere to these fundamental principles, your chances of achieving your long-term financial goals are great.
April 29, 2016
Is China a Scapegoat or Real Market Threat?
investing

Is China a Scapegoat or Real Market Threat?

We have become so focused on China that news from across the Pacific has an immediate impact on our capital markets, but a number of global challenges…
March 4, 2016
A Comprehensive Guide to Your Year-End Financial Planning
retirement

A Comprehensive Guide to Your Year-End Financial Planning

We put so much emphasis on the return of our investments, but often neglect the ins and outs of estate planning, taxes, insurance, and retirement fund…
December 18, 2015
How to Use the Bucket Approach to Make Your Retirement Savings Last
retirement

How to Use the Bucket Approach to Make Your Retirement Savings Last

The idea is to set up three or more “buckets” with different asset classes and different time horizons for liquidating the funds. It will stretch your…
October 24, 2015
Know the Difference Between a Broker and a Registered Investment Adviser
investing

Know the Difference Between a Broker and a Registered Investment Adviser

Their roles and responsibilities to you as a client are as different as night and day.
September 22, 2015
The Parent Trap: College Debt
college

The Parent Trap: College Debt

The cost of sending your child to a four-year university is outpacing overall inflation by alarming rates. The time to start planning for your child's…
September 9, 2015
Manage Your Wealth Like a Sports Franchise
investing

Manage Your Wealth Like a Sports Franchise

With “Strength in Numbers,” you can find a winning formula.
July 8, 2015
The Investor’s Dilemma: Active, Passive, or Asset-Class Investing?
investing

The Investor’s Dilemma: Active, Passive, or Asset-Class Investing?

It’s a decision that warrants the investor’s time and due diligence, because, ultimately, your wealth is at stake and the wrong move could be costly.
June 24, 2015
Strategies for Boosting Social Security Benefits
retirement

Strategies for Boosting Social Security Benefits

These little-known keys can open the door to thousands more in annual retirement benefits
June 5, 2015