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Miriam Cross
Associate Editor, Kiplinger's Personal Finance
Miriam lived in Toronto, Canada, before joining in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including , and Air Canada's . She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.
Travel Secrets That Save You Money
spending

Travel Secrets That Save You Money

These strategies and money-saving tips will help you unlock the very best values.
January 30, 2020
Some Heirs Could Face a Tax Squeeze
taxes

Some Heirs Could Face a Tax Squeeze

IRA owners should review their estate plan as a new law puts an end to stretch IRAs.
January 30, 2020
Couples and Money: When Together Is Better
savings

Couples and Money: When Together Is Better

Even if you and your spouse have worked out the kinks in your day-to-day money habits, it’s important to reexamine the big picture.
December 27, 2019
Electric Cars Cruise Into the Mainstream
cars

Electric Cars Cruise Into the Mainstream

Sales are rising, but they’re still best for commuting and shorter drives.
December 26, 2019
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Watch Out for the Elder Fraud Web
retirement

Watch Out for the Elder Fraud Web

Scams range from petty theft to embezzlement. Your parents may need your help.
December 16, 2019
16 People You Should Tip for the Holidays
spending

16 People You Should Tip for the Holidays

The holiday season is prime time to give back.
December 2, 2019
When Renting Is Smarter Than Buying
real estate

When Renting Is Smarter Than Buying

You’re not necessarily throwing your money away when you rent.
November 27, 2019
6 Scams that Prey on the Elderly
retirement

6 Scams that Prey on the Elderly

Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you i…
November 26, 2019
Carbon Offsets Will Only Carry You So Far
spending

Carbon Offsets Will Only Carry You So Far

To effectively reduce your carbon footprint, you’ll need to be a smart shopper and navigate terms like “radiative forcing” and “leakage.”
November 22, 2019
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5 Ways to Max Out Your Credit Card Rewards
credit & debt

5 Ways to Max Out Your Credit Card Rewards

Play your cards right and a first-class flight, luxe hotel suite or a pile of cash can be yours.
November 1, 2019
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The New Uber Law’s Ripple Effect
business

The New Uber Law’s Ripple Effect

Independent contractors across the U.S. could become eligible for employee benefits.
November 1, 2019
How to Downsize Your RMDs
retirement

How to Downsize Your RMDs

You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.
October 3, 2019
Save on Rental Car Coverage
cars

Save on Rental Car Coverage

There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in th…
September 17, 2019
Is Your Vacation Destination Safe?
spending

Is Your Vacation Destination Safe?

Check out travel advisories before you book to get the real scoop on the risks you'll face.
August 29, 2019
Trim Your Home Insurance Premium
Woman holding house model on her hand. Dreams.
insurance

Trim Your Home Insurance Premium

Whether you stay with your current insurer or switch, you can lower your rate without sacrificing coverage.
August 5, 2019
Best Banks for No-Fee, No-Fuss, 2019
Young girl is sitting in a cafe, and shopping online using her credit card
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Best Banks for No-Fee, No-Fuss, 2019

July 10, 2019
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How to Find the Right Online Bank for You
savings

How to Find the Right Online Bank for You

The higher interest rates offered by online banks sure are tempting, but do your research first.
July 5, 2019
Maximize Your Travel Perks
spending

Maximize Your Travel Perks

Get more points by signing up for reward-program partnerships.
July 3, 2019
Best Banks for Frequent Travelers, 2019
Travel cost
savings

Best Banks for Frequent Travelers, 2019

The ideal bank for travelers eliminates sneaky ATM and foreign-transaction fees.
July 2, 2019
Best Credit Unions, 2019
Young man is withdrawing cash from an atm machine
Saving

Best Credit Unions, 2019

July 1, 2019
Best Banks for Families With Students, 2019
Kid earning money for future
Saving

Best Banks for Families With Students, 2019

July 1, 2019
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Best Internet Banks, 2019
ONLINE BANKING CONCEPT
banking

Best Internet Banks, 2019

According to the 2019 Direct Banking Satisfaction Study by J.D.
July 1, 2019
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The Best Bank for You, 2019
savings

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.
July 1, 2019
When Your Credit Card’s Travel Insurance Coverage Isn’t Enough
insurance

When Your Credit Card’s Travel Insurance Coverage Isn’t Enough

Many credit cards offer travel insurance as a perk, but the limited coverage may not be adequate if you are taking an expensive trip.
June 26, 2019
Making It in the Gig Economy
business

Making It in the Gig Economy

Whether you’re earning extra money or working full time, you’ll need to adopt new financial strategies.
June 6, 2019
Where to Go for the Best Off-Season Travel
travel

Where to Go for the Best Off-Season Travel

You can save money and avoid the crowds by visiting popular vacation spots at unpopular times.
May 9, 2019
Car Lease Ending? Expect to Pay More
cars

Car Lease Ending? Expect to Pay More

Now may be a good time to buy a certified used car.
May 9, 2019