Miriam Cross
Associate Editor, Kiplinger's Personal Finance
Miriam lived in Toronto, Canada, before joining in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including , and Air Canada's . She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.
Travel Secrets That Save You Money
spending
Travel Secrets That Save You Money
These strategies and money-saving tips will help you unlock the very best values.
January 30, 2020
Some Heirs Could Face a Tax Squeeze
taxes
Some Heirs Could Face a Tax Squeeze
IRA owners should review their estate plan as a new law puts an end to stretch IRAs.
January 30, 2020
Couples and Money: When Together Is Better
savings
Couples and Money: When Together Is Better
Even if you and your spouse have worked out the kinks in your day-to-day money habits, it’s important to reexamine the big picture.
December 27, 2019
Electric Cars Cruise Into the Mainstream
cars
Electric Cars Cruise Into the Mainstream
Sales are rising, but they’re still best for commuting and shorter drives.
December 26, 2019
Watch Out for the Elder Fraud Web
Scams
Watch Out for the Elder Fraud Web
Scams range from petty theft to embezzlement. Your parents may need your help.
December 16, 2019
16 People You Should Tip for the Holidays
spending
16 People You Should Tip for the Holidays
The holiday season is prime time to give back.
December 2, 2019
When Renting Is Smarter Than Buying
real estate
When Renting Is Smarter Than Buying
You’re not necessarily throwing your money away when you rent.
November 27, 2019
6 Scams that Prey on the Elderly
retirement
6 Scams that Prey on the Elderly
Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you i…
November 26, 2019
Carbon Offsets Will Only Carry You So Far
Smart Buying
Carbon Offsets Will Only Carry You So Far
To effectively reduce your carbon footprint, you’ll need to be a smart shopper and navigate terms like “radiative forcing” and “leakage.”
November 22, 2019
5 Ways to Max Out Your Credit Card Rewards
credit & debt
5 Ways to Max Out Your Credit Card Rewards
Play your cards right and a first-class flight, luxe hotel suite or a pile of cash can be yours.
November 1, 2019
The New Uber Law’s Ripple Effect
Business Costs & Regulation
The New Uber Law’s Ripple Effect
Independent contractors across the U.S. could become eligible for employee benefits.
November 1, 2019
How to Downsize Your RMDs
retirement
How to Downsize Your RMDs
You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.
October 3, 2019
Save on Rental Car Coverage
cars
Save on Rental Car Coverage
There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in th…
September 17, 2019
Is Your Vacation Destination Safe?
Travel
Is Your Vacation Destination Safe?
Check out travel advisories before you book to get the real scoop on the risks you'll face.
August 29, 2019
Trim Your Home Insurance Premium
insurance
Trim Your Home Insurance Premium
Whether you stay with your current insurer or switch, you can lower your rate without sacrificing coverage.
August 5, 2019
How to Find the Right Online Bank for You
savings
How to Find the Right Online Bank for You
The higher interest rates offered by online banks sure are tempting, but do your research first.
July 5, 2019
Maximize Your Travel Perks
spending
Maximize Your Travel Perks
Get more points by signing up for reward-program partnerships.
July 3, 2019
Best Banks for Frequent Travelers, 2019
savings
Best Banks for Frequent Travelers, 2019
The ideal bank for travelers eliminates sneaky ATM and foreign-transaction fees.
July 2, 2019
Best Banks for Families With Students, 2019
Saving
Best Banks for Families With Students, 2019
July 1, 2019
Best Internet Banks, 2019
banking
Best Internet Banks, 2019
According to the 2019 Direct Banking Satisfaction Study by J.D.
July 1, 2019
The Best Bank for You, 2019
savings
The Best Bank for You, 2019
We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.
July 1, 2019
When Your Credit Card’s Travel Insurance Coverage Isn’t Enough
Travel
When Your Credit Card’s Travel Insurance Coverage Isn’t Enough
Many credit cards offer travel insurance as a perk, but the limited coverage may not be adequate if you are taking an expensive trip.
June 26, 2019
Making It in the Gig Economy
business
Making It in the Gig Economy
Whether you’re earning extra money or working full time, you’ll need to adopt new financial strategies.
June 6, 2019
Where to Go for the Best Off-Season Travel
travel
Where to Go for the Best Off-Season Travel
You can save money and avoid the crowds by visiting popular vacation spots at unpopular times.
May 9, 2019
Car Lease Ending? Expect to Pay More
Buying & Leasing a Car
Car Lease Ending? Expect to Pay More
Now may be a good time to buy a certified used car.
May 9, 2019