Evan T. Beach, CFP®, AWMA®
After graduating from the University of Delaware and Georgetown University, I pursued a career in financial planning. At age 26, I earned my CERTIFIED FINANCIAL PLANNER™ certification. I also hold the IRS Enrolled Agent license, which allows for a unique approach to planning that can be beneficial to retirees and those selling their businesses, who are eager to minimize lifetime taxes and maximize income.
My extensive experience in retirement income and tax planning as well as practice management has attracted industry and media attention. I’m a columnist for Kiplinger and the Journal of Financial Planning and a frequent contributor to Yahoo Finance, CNBC, Credit.com, TheStreet.com, Bloomberg and U.S. News and World Report, among others. I also serve as a special topics instructor at Texas Tech University’s highly regarded undergraduate and graduate personal financial planning programs.
Investment Advisory Services through Mariner Platform Solutions, LLC, an SEC Registered Investment Adviser.
Email: EBeach@exit59advisory.com | Website: www.exit59advisory.com
Calendly: calendly.com/ebeach-vfy/introductory-call
Latest articles by Evan T. Beach, CFP®, AWMA®
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I'm Retired and Hate Being a Landlord. Should I Sell Up?Owning rental properties in retirement can be a headache. If you want to work out whether it's better to sell or keep going, here's what you need to consider.
By Evan T. Beach, CFP®, AWMA®
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5 More Ways to Address the Conundrum of Concentrated StockManaging a concentrated stock position is a complex puzzle involving diversification, liquidity, cost, tax and risk. Here are five ways to solve it.
By Evan T. Beach, CFP®, AWMA®
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Options for the Stock You Have Too Much Of (Plus, Its Risks)When it comes to stock, too much of a good thing is risky. Here are five ways to get out of a concentrated stock position — and the potential drawbacks of each.
By Evan T. Beach, CFP®, AWMA®
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Tax Forms Retirees Are Getting in 2026 and What They're ForKnowing what forms you're getting and why is important so you can ensure that you and your tax preparer have what's needed to file your taxes.
By Evan T. Beach, CFP®, AWMA®
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In or Near Retirement? 4 Recent Tax Changes You Need to KnowThe tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA®
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Missed an RMD? How to Avoid That (and the Penalty) Next TimeIf you miss your RMDs, you could face a hefty fine. Here are four ways to stay on top of your payments — and on the right side of the IRS.
By Evan T. Beach, CFP®, AWMA®
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5 Mistakes to Avoid in the 5 Years Before You RetireWhen retirement is in reach, financial planning gets serious — and there's a heightened risk of making serious mistakes, too. Here are five common slipups.
By Evan T. Beach, CFP®, AWMA®
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For HNW Retirees, Tax and Estate Planning Are the Main EventsTax and estate planning can have far-reaching results for wealthy retirees and are just as important as investment management. This financial adviser explains.
By Evan T. Beach, CFP®, AWMA®
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5 Golden Rules We (Re)learned in 2025 About InvestingSome investing rules are timeless, and 2025 provided plenty of evidence demonstrating why they're useful. Here's a reminder of what we (re)learned.
By Evan T. Beach, CFP®, AWMA®
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3 Year-End Tax Strategies for Retirees With $2M to $10MTo avoid the OBBB messing up your whole tax strategy, get your Roth conversions and charitable bunching done by year's end.
By Evan T. Beach, CFP®, AWMA®
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Four Times You Need a Second Opinion on Your Financial PlanIs your financial plan fit for purpose — or is your adviser peddling an outdated strategy? When you see these red flags, it's time for a second opinion.Evan
By Evan T. Beach, CFP®, AWMA®
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Five Downsides of Dividend Investing for RetireesCan you rely on dividend-paying stocks for retirement income? You'd have to be extremely wealthy — and even then, the downsides could be considerable.
By Evan T. Beach, CFP®, AWMA®
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Six Financial Actions to Take the Year Before RetirementHaving your income, health care and tax plans in place before you exit the day job can make it more likely that you'll have a happy retirement.
By Evan T. Beach, CFP®, AWMA®
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I'm a CFP: Here's What You Should Do if Your Financial Adviser's Firm Gets AcquiredYou've had the same financial adviser for a long time, but things are changing. Now what? Stay the course, or jump ship? Five questions could help you decide.
By Evan T. Beach, CFP®, AWMA®
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I'm a Financial Planner: These Three Things Are Missing From Almost Every Financial 'Plan' I SeeA financial plan should be a detailed road map to a worry-free retirement. Watch out: If your plan has these common holes, you could be headed for a dead end.
By Evan T. Beach, CFP®, AWMA®
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A Financial Planner's Top Five Items to Prioritize When Your Spouse Is IllDuring tough times, it's easy to overlook important financial details, but you'll be so much better off if you take care of these things right now.
By Evan T. Beach, CFP®, AWMA®
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An IRS Enrolled Agent's Top 10 Reasons to Stop Doing Your Own TaxesTaxes can get complicated quickly, and the more money you have, the tougher they tend to be. So, if you have any of these 10 tax situations, don't risk it.
By Evan T. Beach, CFP®, AWMA®
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I'm a Financial Adviser: Three Things You Will Wish You Did Before the Fed Cuts Interest RatesWith potential interest rate cuts on the horizon, you might want to lock in today's higher yields and consider adjusting your asset allocation.
By Evan T. Beach, CFP®, AWMA®
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Three Pros (and Four Cons) of Hiring Multiple Financial Advisers: The View From a Financial AdviserThere's nothing to stop you from working with several financial advisers instead of just one. But take a balanced view of the risks and rewards first.
By Evan T. Beach, CFP®, AWMA®
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Ready to Retire? Your Five-Year Business Exit StrategyIf you're a business owner looking to sell and retire, it can take years to complete the process. Use this five-year timeline to prepare and stay on track.
By Evan T. Beach, CFP®, AWMA®
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Seven Financial Considerations When Downsizing for RetirementWith prices going up on everything, you may be looking for a cheaper place to live. To truly evaluate costs, take a hard look at taxes and intangibles.
By Evan T. Beach, CFP®, AWMA®
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Three Steps for Evaluating a Downsize in Retirement: A Financial Planner's GuideUnless you think things through, you could end up with major (and costly) regrets. To make the right choice, base it on the three keys to retirement happiness.
By Evan T. Beach, CFP®, AWMA®
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Know Your ABDs? A Beginner's Guide to Medicare BasicsMedicare is an alphabet soup — and the rules can be just as confusing as the terminology. Conquer the system with this beginner's guide to Parts A, B and D.
By Evan T. Beach, CFP®, AWMA®
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Five Big Beautiful Bill Changes and How Wealthy Retirees Can BenefitHere's how wealthy retirees can plan for the changes in the new tax legislation, including what it means for tax rates, the SALT cap, charitable giving, estate taxes and other deductions and credits.
By Evan T. Beach, CFP®, AWMA®
