Patrick Payne, Ph.D., CFP®
Patrick Payne is an Associate Professor of Personal and Family Financial Planning at the University of Arizona and the founder of Strategic Money Classroom. He earned his doctorate in personal financial planning at Texas Tech University and has spent over a decade researching how investors actually behave, how financial education shapes decision-making and why well-intentioned rules often fail in practice.
His work bridges academic research and real-world application, with particular expertise in portfolio construction and retirement income strategies designed to produce sustainable, long-term cash flow under uncertainty.
Through his teaching, writing and research, he focuses on helping households and future planners make clearer, more resilient financial decisions — especially when outcomes are uncertain and tradeoffs are unavoidable.
Email: info@strategicmoneymethod.com | Website: www.strategicmoneymethod.com
