Choncé Maddox
Choncé Maddox is a contributor to Kiplinger, where she writes about smart ways to manage money, including how to save wisely, find deals on everyday purchases, and make confident financial decisions. She’s especially passionate about helping readers understand the practical steps they can take to pay off debt, build a budget that works, and create a financial plan that supports their goals.
With more than nine years of experience as a personal finance writer, Choncé has written about mortgages and mortgage refinancing for Fox Business, covered investing topics for Business Insider, and contributed to sites such as LendingTree, Credit Sesame, Barclaycard, and the New York Post.
In 2017, she became a Certified Financial Education Instructor through the National Financial Educators Council. Her interest in how life insurance plays a role in family finances led her to briefly work as a licensed life insurance agent in Illinois before returning to her full-time writing career.
Choncé holds a B.A. in Journalism and Communications from Northern Illinois University.
Latest articles by Choncé Maddox
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Your Adjustable-Rate Mortgage Is About to Reset. Here Are 5 Moves to Make NowIs your adjustable-rate mortgage about to reset? Learn five ways to prepare for higher payments, compare refinancing options and protect your budget.
By Choncé Maddox
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Holiday Shipping Costs 2026: USPS vs. UPS vs. FedExCompare 2026 holiday shipping costs from USPS, UPS and FedEx. Learn about seasonal surcharges, delivery fees and ways to save when mailing gifts.
By Choncé Maddox
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Should You Put $100,000 in One Jumbo CD or Several CDs?Compare one jumbo CD with multiple traditional CDs based on rates, flexibility, penalties and deposit insurance.
By Choncé Maddox
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Can’t Afford a Starter Home in the US? Some Buyers Are Looking AbroadSome Americans priced out of the U.S. housing market are buying their first homes overseas. Here’s where they’re looking and the risks to consider.
By Choncé Maddox
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Thanksgiving Dinner for Under $50: Compare Deals From Aldi, Target, Lidl and MoreCompare 2026 Thanksgiving dinner deals from Aldi, Lidl, Target, Kroger and more. See meal prices, serving sizes and what's included for under $50.
By Choncé Maddox
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You Can Now Get Airbnb Perks With Amex: Here's How It WorksThe new Amex and Airbnb partnership offers up to $850 in combined travel credits and bonus points. See who qualifies and whether the benefits are worth it.
By Choncé Maddox
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How Much Savings Do You Need to Feel Financially Secure?Wondering how much savings is enough? Learn the three key benchmarks that can help you feel financially secure.
By Choncé Maddox
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7 Money Behaviors That Can Hold Back Financial SuccessThe everyday decisions that may be costing you more than you realize.
By Choncé Maddox
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Overcharged at Checkout? How to Spot Pricing ErrorsShelf prices and checkout prices don't always match. Learn how to spot retail pricing errors, check your receipt and what to do if you're overcharged.
By Choncé Maddox
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Mortgage Rates Are Rising: What Homeowners Should Do NowMortgage rates have climbed above 7%, cooling demand. Here's what homeowners considering refinancing, downsizing or a new mortgage should know.
By Choncé Maddox
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Worried About Identity Theft? Here's What Coveron Does to Protect Your FinancesSponsored
Coveron offers identity theft monitoring, fraud recovery and insurance. Learn how it works, what it costs and whether it’s worth paying for.
By Choncé Maddox
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How Much Internet Speed Do You Really Need to Work From Home?Sponsored
Working from home can put extra demands on your internet. Learn how much speed your household may need and when upgrading could make sense.
By Choncé Maddox
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Gen Z Calls It Moneymaxxing. Boomers Just Call It Being Smart With MoneyMoneymaxxing can help you save more, earn better rewards and cut costs. Here’s how to optimize your finances without taking it too far.
By Choncé Maddox
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5 Signs Your Home Might Be Ready for Fiber InternetSponsored
Is fiber internet worth it? These five signs can help you decide whether faster uploads, lower latency and simpler pricing could benefit your home.
By Choncé Maddox
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How Much Does It Cost to Install Fiber Internet?Sponsored
Fiber internet installation and equipment don't always cost extra. Here's what to check before switching providers.
By Choncé Maddox
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The 10-Year Treasury Yield Is Climbing. Here's Why Borrowers Should CareThe 10-year Treasury yield is climbing. Here's how higher yields could affect mortgage rates, car loans and credit card debt.
By Choncé Maddox
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7 Shoulder-Season Trips That Could Save You Money This FallSponsored
Travel Summer crowds are gone and peak winter travel hasn't arrived. These seven destinations could offer better value for a fall getaway.
By Choncé Maddox
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What Happens When You Inherit a House — With Your SiblingsInheriting a house with siblings can raise questions about ownership, taxes and costs. Learn your options for selling, keeping or buying out the home.
By Choncé Maddox
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5 Fall Trips That Are Even Better After You RetireTravel Take advantage of retirement’s flexibility with these five fall getaways offering beautiful scenery, great food, history and fewer summer crowds.
By Choncé Maddox
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It's Time to Check and Update Your BeneficiariesOutdated beneficiary designations can disrupt your estate plan. Learn which accounts to review, when to update beneficiaries and why it matters.
By Choncé Maddox
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3 Money Habits That Can Turn Middle-Class Earners Into MillionairesYou don't need a huge salary to become a millionaire. These three money habits can help you quietly build wealth over time.
By Choncé Maddox
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What Is Landmaxxing? Why Wealthy Homeowners Are Buying the House Next DoorThe luxury real estate trend known as "landmaxxing" is all about buying more space and control. You don't have to be a billionaire to borrow from the strategy.
By Choncé Maddox
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Amex Cardholders Have a New Way to Access Airport LoungesSome Amex cardholders can now use their physical card to verify Priority Pass™ membership at participating airport lounges. Here’s what to know.
By Choncé Maddox
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Mint Mobile Is Offering Unlimited for $15 a Month — Is It Worth Switching?Sponsored
Mint Mobile is offering new customers its Unlimited plan for $15 a month. Here’s what you’ll pay upfront and what to know before switching.
By Choncé Maddox
