
Choncé Maddox
Choncé Maddox is a contributor to Kiplinger, where she writes about smart ways to manage money, including how to save wisely, find deals on everyday purchases, and make confident financial decisions. She’s especially passionate about helping readers understand the practical steps they can take to pay off debt, build a budget that works, and create a financial plan that supports their goals.
With more than nine years of experience as a personal finance writer, Choncé has written about mortgages and mortgage refinancing for Fox Business, covered investing topics for Business Insider, and contributed to sites such as LendingTree, Credit Sesame, Barclaycard, and the New York Post.
In 2017, she became a Certified Financial Education Instructor through the National Financial Educators Council. Her interest in how life insurance plays a role in family finances led her to briefly work as a licensed life insurance agent in Illinois before returning to her full-time writing career.
Choncé holds a B.A. in Journalism and Communications from Northern Illinois University.
Latest articles by Choncé Maddox
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Gen Z Is Changing Retirement Saving. Here's What Millennials Can LearnRising costs and shifting priorities are changing how younger workers save. Here's what it means for your long-term plan.
By Choncé Maddox
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4 Money Habits Boomers Swore By That Millennials Are Leaving BehindFrom renting longer to relying less on pensions, millennials are adapting their financial strategies to a very different economy.
By Choncé Maddox
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You Don't Actually Own Your Digital Purchases: Why DVDs Are BackSony's latest digital movie removal shows why "buying" isn't always owning. Learn why physical media is making a comeback.
By Choncé Maddox
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When Saving Money Costs More in the Long RunCheap purchases can become costly over time. Learn which everyday items people regret buying cheap and how to shop smarter for long-term value.
By Choncé Maddox
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Recover From a Summer Financial Hangover Before FallSummer spending can leave you with higher credit card balances and lower savings. Learn how to recover from a financial hangover and reset your budget before fall.
By Choncé Maddox
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Concert Cancellations: How to Protect Your WalletLearn why some concerts are being canceled and how to protect yourself from nonrefundable travel expenses.
By Choncé Maddox
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7 Signs You're Practicing Stealth Wealth Without Realizing ItAre you quietly building wealth? Discover seven everyday habits that could reveal you're practicing stealth wealth without realizing it.
By Choncé Maddox
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United Is Selling an Empty Middle Seat. Is It Worth the Upgrade?United is introducing an Economy Plus option with a permanently blocked middle seat. Here's how it works and what travelers should know.
By Choncé Maddox
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Where to Keep Your Cash for Better ReturnsStill earning less than 1% on your savings? Learn where to keep your savings to earn more without sacrificing access.
By Choncé Maddox
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The $50M Disney Settlement: Do You Qualify for a Payout?If you subscribed to YouTube TV or DirecTV Stream, you might be eligible for a payout. Here is who qualifies and how to file a claim.
By Choncé Maddox
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Forever Stamp Prices Rise July 12: Should You Stock Up Now?Forever Stamp prices are rising July 12. Here's what you'll pay for stamps, postcards and other USPS mailing services.
By Choncé Maddox
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The Member's Mark Products That Make a Sam's Club Membership Worth ItThese pantry staples, freezer favorites and household essentials are among the products members return for again and again.
By Choncé Maddox
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What Technology Do Retirees Actually Need? A Practical Setup GuideLearn which laptops, smartphones, monitors and internet plans make sense for your lifestyle and budget, from basic setups to power-user options.
By Choncé Maddox
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What to Buy in July: Your Guide to This Month's Best SalesKnowing when to shop can save hundreds of dollars. Here's when to buy popular products throughout the year.
By Choncé Maddox
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The Biggest Money Fears of the Ultra-RichEven billionaires worry about money. Here's what keeps the ultra-wealthy up at night.
By Choncé Maddox
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What It Really Costs to Own a Home TodayThe true cost of homeownership goes far beyond the mortgage payment. Here's what to consider before making an offer.
By Choncé Maddox
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7 Sam's Club Perks Costco Members Might Envy in 2026Sponsored
Here are seven membership perks that could make Costco shoppers take notice.
By Choncé Maddox
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Here's What It Takes to Join the 1% Club: The Real Numbers and Habits Behind the Super WealthyA closer look at the net-worth benchmarks, habits and long-term strategies that define top-tier wealth.
By Choncé Maddox
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How Much Should You Tip in 2026? A Practical Guide to TippingNot sure how much to tip in 2026? Learn where tipping is still expected and when it's optional.
By Choncé Maddox
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Where Millionaires Are Moving in 2026 and WhyMillionaires are relocating in record numbers. Discover the five countries attracting the most wealthy newcomers.
By Choncé Maddox
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The Hidden Costs of Builder Mortgage IncentivesBuilders are offering low mortgage rates and big credits. Learn how these incentives work and how to evaluate the real cost.
By Choncé Maddox
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Costco Just Cut Prices on These Popular Kirkland ProductsCostco has reduced prices on several Kirkland Signature products. Here's what got cheaper and why the retailer says more price reductions could follow.
By Choncé Maddox
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Do You Shop at Costco or Dollar General? Here's What Your Budget May Be Telling YouWarehouse clubs help lower costs over time, while dollar stores can help you manage cash flow. Understanding the difference can help you spend smarter.
By Choncé Maddox
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How Much Savings Do You Need to Feel Financially Secure?Wondering how much savings is enough? Learn the three key benchmarks that can help you feel financially secure.
By Choncé Maddox
