Don't Miss Today's Stimulus Check Direct Deposit Deadline (Hint: You Have Until Noon)
The IRS set a deadline for getting stimulus check payments by direct deposit. If you don't act by noon today, you'll receive a paper check (which takes longer to arrive).


The IRS is urging people to use the "Get My Payment" portal now for a chance to get their stimulus payments sooner (go to irs.gov/coronavirus/get-my-payment). Over the last month, approximately 130 million people have already received payments worth more than $200 billion. Most of these payments have been by direct deposit. Starting soon, though, the number of paper stimulus checks being delivered will increase sharply (paper checks take a lot longer to arrive than payments by direct deposit). But, for many people, the last chance to sign up for a direct deposit payment—rather than receiving a paper check—is coming soon.
According to the IRS, people need to visit the IRS portal by noon on May 13 to check on their payment status and, when available, provide their direct deposit information. Do this, and you'll have a chance to get your payment several weeks earlier. After the May 13 deadline, the IRS will begin preparing millions of paper checks that will begin arriving through late May and into June. People who use the "Get My Payment" portal before that cut-off will still be able to enter their direct deposit information.
What Does the "Get My Payment" Portal Do?
Go to the "Get My Payment" portal if you want to:

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
- Check the status of your stimulus payment;
- Confirm your payment type (paper check or direct deposit);
- Get a projected direct deposit or paper check delivery date (or find out if a payment hasn't been scheduled); and
- Enter your bank account information for direct deposit if the IRS doesn't have your direct deposit information and they haven't sent your payment yet.
Note, however, that the portal cannot update bank account information after your stimulus check has been scheduled for delivery. To help protect against potential fraud, the tool also doesn't allow people to change bank account information already on file with the IRS.
For more information about the "Get My Payment" portal, see Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Find Out.
How Long Will It Take to Get a Paper Stimulus Check?
Here's the estimated timetable for mailing paper stimulus checks:
Taxpayer Income | Date Check Mailed |
---|---|
$0 to $10,000 | April 24 |
$10,001 to $20,000 | May 1 |
$20,001 to $30,000 | May 8 |
$30,001 to $40,000 | May 15 |
$40,001 to $50,000 | May 22 |
$50,001 to $60,000 | May 29 |
$60,001 to $70,000 | June 5 |
$70,001 to $80,000 | June 12 |
$80,001 to $90,000 | June 19 |
$90,001 to $100,000 | June 26 |
$100,001 to $110,000 | July 3 |
$110,001 to $120,000 | July 10 |
$120,001 to $130,000 | July 17 |
$130,001 to $140,000 | July 24 |
$140,001 to $150,000 | July 31 |
$150,001 to $160,000 | August 7 |
$160,001 to $170,000 | August 14 |
$170,001 to $180,000 | August 21 |
$180,001 to $190,000 | August 28 |
$190,001 to $200,000 | September 4 |
All Others | September 11 |
For more information about the schedule for paper stimulus checks, see Where's My Paper Stimulus Check? Some People Will Have to Wait for Months.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Before coming to Kiplinger, Rocky worked for Wolters Kluwer Tax & Accounting, and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. He has also been quoted as an expert by USA Today, Forbes, U.S. News & World Report, Reuters, Accounting Today, and other media outlets. Rocky holds a law degree from the University of Connecticut and a B.A. in History from Salisbury University.
-
The Trump GOP Tax Bill Could Worsen California Cost of Living
State Tax Energy bills in the Golden State may shock you if Republican lawmakers in Congress remove certain energy tax credits through Trump's 'big, beautiful bill.'
-
The Best Covered-Call ETFs to Buy
Covered-call ETFs can provide consistent, above-average income generation, but they can also cap potential upside. Here's what to look for.
-
The Trump GOP Tax Bill Could Worsen California Cost of Living
State Tax Energy bills in the Golden State may shock you if Republican lawmakers in Congress remove certain energy tax credits through Trump's 'big, beautiful bill.'
-
Texas Property Tax Relief in 2025? What to Know
Property Tax Texas residents could get major relief from property taxes this year. Here's a breakdown of the tax cuts.
-
Ask the Editor, June 6: Questions on Hobby Losses, Medicare
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on hobby losses, I bonds and Medicare premiums.
-
Homeschoolers Could Soon Save on Expenses With 529 Plans
Savings Accounts A new House GOP bill could change how you save for your child's homeschool education. Find out how.
-
Ohio Announces Two-Week Sales Tax Holiday Amid Tariffs, High Prices
State Tax Ohioans won't want to miss out on savings as pressure from tariffs spikes prices.
-
Five ‘Big Beautiful Bill’ Tax Changes to Watch in the Senate
Tax Policy The House passed its version of Trump’s "One Big, Beautiful Bill." Here’s what to look for as Senate Republicans take up the mega legislation.
-
Ask the Editor, May 30: Questions on the One Big Beautiful Bill
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on the House-passed “One Big Beautiful Bill.”
-
New GOP Car Loan Tax Deduction: Which Vehicles and Buyers Qualify
Tax Breaks To fulfill Trump's campaign promise, House GOP lawmakers want to offer a tax deduction for car loan interest. How would it work?