Ten Holiday Shopping Tips

From paying with cash to saving coins in a jar, these tricks will help you avoid going deep into debt buying gifts this year.

You say you overspent your budget last year and didn't pay off your Christmas bills until Easter? Then you need some advice on how to hang on to more green. Our ten tips will keep you out of the red this holiday season.

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Row 0 - Cell 0 Get a Jump-Start on Holiday Shopping
Row 1 - Cell 0 Amazing Holiday Deals Online
Row 2 - Cell 0 A Parent's Holiday Survival Guide

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Janet Bodnar

Janet Bodnar is editor-at-large of Kiplinger's Personal Finance, a position she assumed after retiring as editor of the magazine after eight years at the helm. She is a nationally recognized expert on the subjects of women and money, children's and family finances, and financial literacy. She is the author of two books, Money Smart Women and Raising Money Smart Kids. As editor-at-large, she writes two popular columns for Kiplinger, "Money Smart Women" and "Living in Retirement." Bodnar is a graduate of St. Bonaventure University and is a member of its Board of Trustees. She received her master's degree from Columbia University, where she was also a Knight-Bagehot Fellow in Business and Economics Journalism.