FAQs on Health Care for Military Families

We have received a lot of questions from military families about how the new health-care reform law will affect them.

We have received a lot of questions from military families about how the new health-care reform law will affect them. The Tricare program for members of the military, their families and military retirees is governed by separate laws, so health-care reform doesn't change its coverage or costs. Still, there is some confusion about how the new law affects military personnel. Here are answers to some key questions:

Is there a chance that military families and veterans will have to pay a penalty for not having the right kind of coverage?

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Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.