4 Rules for Buying a Wedding Gift
Shopping for a wedding gift? The perfect match is a present that aligns with your budget.

There’s no time like wedding season — with its delicate union of family, friendships and finances — to brush up on your money etiquette.
For wedding guests, choosing an appropriate gift can be especially fraught, because it can feel a bit like putting a price tag on your relationship with the couple. There are so many questions, from how much to spend, to if you should (ever) get something that's not on the registry, to the timing of gifts if you don't want to bring a box to the wedding itself.
Follow these rules of thumb to ease the gift-giving stress and congratulate the newlyweds without emptying your bank account.

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
How much should I spend on a wedding gift?
There is no set price range, said Anna Post, coauthor of Emily Post’s Wedding Etiquette (sixth edition). The cost of a solitary dish towel or single fork is too little. Anything outside of your budget is too much. The gift amount should be dictated by what you can afford and your relationship with the couple. If you’re especially close to the bride and groom, consider budgeting a bit more than you normally would.
Lock down a present in your price range by viewing the wedding registry early, while there are plenty of options. Couples usually select items in a wide range of prices. You can also write a check or purchase a gift certificate at a store where the couple registered. Or you could go in on a present with a few friends or family members. You’ll be able to afford a bigger item without overspending.
Does a fancier wedding require a pricier gift?
Not at all. One myth is that your gift should equal the price of your dinner. Not only is it impossible to know how much the food on your plate cost, but this strategy misses the intention behind a wedding gift. The point isn’t to help the couple recoup the cost of your filet mignon but to congratulate them on their wedding and wish them well as they start a new life together.
Do I need to send a gift if I can’t attend the wedding?
Yes. “There is an expectation that if you’re close enough to the couple to come to the wedding, you’re close enough to send a gift,” said Post. One exception is if the invitation comes out of left field — say, from a friend you haven’t seen in decades. In that case, you should decline the invitation politely and leave it at that.
If you can’t attend the bridal shower, you aren’t expected to buy a gift for it.
I have a year to send a wedding gift, right?
Wrong. Three months is your limit. That said, if it dawns on you a year later that you never mailed the check, it’s fine to send it along. You might want to include a note of apology, too.
Related Content
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
Susannah Snider worked as a research-reporter and staff writer at Kiplinger Personal Finance Magazine. She went on to serve as managing editor for money at U.S. News, overseeing articles and content covering real estate, personal finance and careers. She is a certified financial planner professional and earned her CFP marks in 2019.
-
Father’s Day 2025: These Popular Gifts Will Cost You More This Year
Tariffs Popular Father’s Day gift ideas like grills, clothing, and fishing gear are facing price hikes this year. Here's what to know before you shop.
-
Ask the Editor, June 13: Questions on Home Sales and Taxes
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on home sales and calculating tax basis in a home.
-
Is Your Home Disaster-Ready? An Insurance Expert's Guide to Preparing for Storms and Fires
Homeowners can take these steps to protect their properties from hurricanes, tornadoes, wildfires and hail, while also potentially reducing their insurance costs.
-
Beyond 401(k)s: How Millennials Are Ditching Gen X Retirement Strategies. Will It Pay Off?
Sorry, Gen X, when it comes to saving for retirement, the younger generation views it differently.
-
A Financial Adviser's Defense of Annuities: They're Just Misunderstood
Annuities can offer retirement income stability and security against market volatility, though some do have drawbacks. The key is to understand their features before buying.
-
How My Dad Taught Me the Compounding Returns of Fatherhood
As Father's Day approaches, I remember how my father's small acts of love and generosity added up over time and influenced my relationships with my own children, proving that the best investments can grow across generations.
-
Stood Up by a Radio Show: But Was It a Breach of Contract?
A conscientious financial planner reschedules his clients after being invited onto a talk show and ends up losing one of them at a cost of $5,000. What does the radio show owe him, if anything?
-
Over 50 and Still Paying Student Loans? Here's Some Help
It's the club no one wants to join. But if you are over 50 and still paying student loans, there are ways to tackle both debt and retirement savings.
-
The Three C's to Financial Success: A Financial Planner's Guide to Build Wealth
Consistency, commitment and confidence in your chosen strategy are more critical to your financial success than finding the 'perfect' financial plan.
-
Baby Boomers vs Gen X: Who Spends More?
Baby Boomers and Gen X are guilty of spending a lot of money. Here's a look at where their money goes.