If you're 30 years old, you need to set aside $448 per month for the next 35 years to become a millionaire -- if you earn a reasonable 8% annualized return in a retirement account. Don't have $448 to spare -- or even $248?
Maybe you do and don't realize it. Take a look at our slide show that offers a guide to how you can come up with the cash. From adjusting exemptions to reviewing spending, there are a number of places where you can find money to put toward building a million-dollar nest egg.
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Turn $451 a Month Into a Million Bucks