Smart Moves for Investors in the 'Hazard Zone'

For those right around retirement age, protecting future income in this aging bull market requires careful preparation and creative diversification.

(Image credit: (C) 2011 Thomas M. Barwick INC ((C) 2011 Thomas M. Barwick INC (Photographer) - [None])

The current bull market is the longest in history, and it’s been a good ride.

It’s given investors who lost money in past downturns an opportunity to replenish their savings in time for retirement. And it’s provided the growing number of workers who don’t have the security of an employer pension a chance to build a nest egg from which to pull income when they no longer have a regular paycheck.

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The appearances in Kiplinger were obtained through a PR program. The columnist received assistance from a public relations firm in preparing this piece for submission to Kiplinger.com. Kiplinger was not compensated in any way.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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David Faulkner, CFP®, RICP®
Partner, Spectrum Advisors

David Faulkner is a CERTIFIED FINANCIAL PLANNER™ professional with Texas-based Spectrum Advisors (www.spectrumadvisors.net). His focus is on holistic retirement planning and financial awareness, and he is fully licensed in investments and insurance.