Social Security and Divorce

If you and your spouse split, you still might be entitled to a share of his or her benefits.

I read about receiving Social Security spousal benefits at age 62 and 65 in your column last month. My husband is divorcing me next month after 37 years of marriage. Will I be able to qualify for half of his benefits? I was a housewife for ten years and have started looking for a job. At 56 years old, I am having trouble finding anyone to hire me. I am worried about my future, as you can tell.

It looks like you don't need to worry about Social Security benefits. Even after you're divorced, you can still qualify for spousal benefits as long as you are at least 62 years old and were married for at least ten years, are unmarried now and are not eligible for a higher benefit based on your own or someone else's Social Security record.

Subscribe to Kiplinger’s Personal Finance

Be a smarter, better informed investor.

Save up to 74%

Sign up for Kiplinger’s Free E-Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

To continue reading this article
please register for free

This is different from signing in to your print subscription

Why am I seeing this? Find out more here

Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.