Social Security Strategies If a Spouse Dies

Claiming survivor benefits after losing a spouse can ease the financial loss.

Losing a spouse is traumatic enough without worrying about whether you'll be able to pay the bills. That's why it's important to understand how to get the most from Social Security survivor benefits.

As a widow or widower, you're eligible for a survivor benefit based on your spouse's earnings. You can claim this benefit as early as age 60, or 50 if you're totally disabled.

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Sandra Block
Senior Editor, Kiplinger's Personal Finance

Block joined Kiplinger in June 2012 from USA Today, where she was a reporter and personal finance columnist for more than 15 years. Prior to that, she worked for the Akron Beacon-Journal and Dow Jones Newswires. In 1993, she was a Knight-Bagehot fellow in economics and business journalism at the Columbia University Graduate School of Journalism. She has a BA in communications from Bethany College in Bethany, W.Va.