Ready to Retire? Not Until You've Done These 3 Things

To protect yourself from surprises, here are three steps to take, starting at 10 years before retirement, five years before and finally one year before.

(Image credit: (C) Patrick Foto ((C) Patrick Foto (Photographer) - [None])

One of the biggest threats to your financial security isn’t the markets, interest rates or even your job security. It’s a lack of preparation, particularly for unexpected events, that usually leaves investors reeling when markets swoon. If you haven’t protected yourself from the potential downsides in life, after all, then it’s difficult to maneuver when the unforeseen strikes.

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Marcy Keckler, CFP®, CRPC®
Senior Vice President, Financial Advice Strategy and Marketing, Ameriprise Financial

Marcy Keckler is the Senior Vice President, Financial Advice Strategy and Marketing at Ameriprise Financial. She leads the overall strategy for financial advice at the firm, including the Ameriprise Client Experience and Confident Retirement programs. Marcy has been with Ameriprise Financial (formerly American Express Financial Advisors) for more than 25 years in a variety of positions in financial planning, marketing and interactive development.