A Midyear Resolution for Your Personal Finances

Don’t despair if you're behind on saving. We've got three ideas for reviving your New Year's vows.

By now many a 2011 New Year's resolution about money has faltered. But here’s a summer sizzler that can help put more money in your pocket.

Millions of Americans are struggling to save more. The worst job market since the 1930s has convinced us that we need to shore up our personal financial safety net. Yet it’s hard to consume less and save more, especially when “summer’s here and the time is right for dancin' in the street” (to quote the Motown song). Vacation? Fat chance.

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Chris Farrell
Contributing Columnist, Kiplinger.com