A Mulligan for Roth IRA Conversions

Think you made a mistake? Roth IRA conversions come with an escape hatch.

EDITOR'S NOTE: This article was published in the February 2010 issue of Kiplinger's Retirement Report. To subscribe, click here.

With the income ceiling lifted this year, you may get caught up in Roth conversion fever. Not sure whether to go for it? No worries. If you convert to a Roth, you can change your mind and put the money back into a traditional IRA.

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Rachel L. Sheedy
Editor, Kiplinger's Retirement Report