6 Steps To Help Make Sure You Don't Outlive Your Money

Figuring out how much you need to save in order to comfortably retire can be challenging, but this plan makes it easier.

The question I get most often from retirees and people near retirement is: "Do I have enough money to last through retirement?"

It's such a simple question, but it comes with such a complicated answer!

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Mike 'Cy' Cajthaml Sr., CFP, ChFC, CLU
Investment Adviser Representative, RSG Investments

Mike "Cy" Cajthaml Sr., CFP, ChFC, CLU, is a retirement-focused financial professional, an Investment Adviser Representative and insurance professional at RSG Investments. He has 30 years' experience in the financial services industry. He is a fiduciary, and his first priority is ensuring his clients' best interest. RSG Investments is a comprehensive financial planning firm based in Overland Park, Kansas. Investing involves risk, including the potential loss of principal. Any references to protection benefits, safety, security, lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Retirement Solutions Group are not affiliated companies. 725928