5 Hidden Risks to Your Retirement Security

If you're focusing only on your investment portfolio as you prepare for retirement, you may be distracting yourself from what's most important for a good plan. And that mistake can come back to haunt you in unexpected ways.

(Image credit: Marat Sirotyukov)

When most people think about investing for retirement, it’s usually in terms of market returns — because that’s what the media wants us to think about.

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The appearances in Kiplinger were obtained through a PR program. The columnist received assistance from a public relations firm in preparing this piece for submission to Kiplinger.com. Kiplinger was not compensated in any way.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Barry H. Spencer, Registered Investment Adviser
Co-founder, Wealth With No Regrets

Barry H. Spencer (www.wealthwithnoregrets.com) is a financial educator, author, speaker, industry thought leader, financial advisor, retirement planner and wealth manager who has appeared in Forbes, Kiplinger and other publications. He has also appeared on affiliates of NBC, ABC and CBS and was interviewed by Kevin Harrington, an original panelist on ABC’s hit show “Shark Tank.” Spencer’s latest books include “Build Wealth Like a Shark,” “The Secret of Wealth With No Regrets” and “Retire Abundantly.”