Save Money on Heating Costs With These Easy Solutions
Steps you can take to lower your heating costs to offset rising utility bills.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
Are you struggling to lower your utility bills in the colder months? Every year, as the temperatures drop, our thoughts turn to ways to counteract the sting of high heating costs.
The U.S. Energy Information Administration projects winter heating costs to be the same as last year in many parts of the country. However, if you live in the Midwest and use natural gas as your heating source, you could see an average increase of 11%.
No one likes to think of money melting away through that drafty window or poorly insulated attic. However, you can take steps before and during the cold months to keep costs under control.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Here are eight tips for living energy-smart.
1. Caulk and weather strip
Keep the warm air in your house and the cold air out by caulking your windows and by adding weather strips to your doors. This is an easy DIY job — a simple and low-cost way to stop drafts.
The U.S. Department of Energy notes about 30% of heat loss occurs from drafty doors and windows. Doing this simple touch up can save you up to 10% on your heating bills.
2. Insulate your attic
Obviously you have to have an attic to insulate it... But, if you have one it's a vital step in defense against heat loss. And, although it will cost you upfront it will help you save hundreds of dollars on your heating bill each year.
Plus, you can claim the Energy Efficient Home Improvement Tax Credit for 30% of the cost of the insulation. This credit also applies to other green home improvements covered under the Inflation Reduction Act.
3. Change your air filter
A dirty filter makes your heating and cooling system work harder. By keeping it clean, you can lower your energy bills by 5% or more, according to Atmos Energy.
As a rule of thumb, replace standard ones every three months. For ones with more advanced filtration, you might have to replace as often as once per month.
4. Get your heating system inspected
Booking in a service every year is an important thing for your winter house maintenance checklist. It is another task that has a (relatively small) upfront cost but that has long-term benefits. Getting your heating system inspected ensures it's in good condition for those cold, winter days and also that it's running efficiently — which will save you money in the long run.
5. Install a programmable thermostat
Getting the thermostat setting in your house just right in the colder months can cut your bills and keep you cozy. You should program the thermostat so the temperature in your home is 10-15% lower than normal while you're at work, asleep or on vacation.
And with smart options, you can control them on your phone through an app. That way, you can adjust temps before you arrive back home for a more comfy environment.
6. Set your thermostat at 70 degrees or lower.
Your heating costs rise 4-6% for every degree you set your thermostat above 70 in the winter, according to Atmos Energy. So keep your heating as low as possible and stock up instead on a pair of slippers and a thick sweater to keep you warm before boosting the heat.
7. Let the sun heat your house
Make sure you keep curtains, shades and blinds open during the day so the sun can heat your rooms. Every little helps when it comes to lifting the ambient temperature in your house, meaning that when you do turn on the heating it won't take as long to heat up your home.
8. Sign up for budget billing
Some gas companies let you spread out your payments more evenly over the year. You'll pay more in the warmer months but you won't be hit with bills that bust your budget in the cold months.
Related Content
-
The Cost of Leaving Your Money in a Low-Rate AccountWhy parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
-
I want to sell our beach house to retire now, but my wife wants to keep it.I want to sell the $610K vacation home and retire now, but my wife envisions a beach retirement in 8 years. We asked financial advisers to weigh in.
-
How to Add a Pet Trust to Your Estate PlanAdding a pet trust to your estate plan can ensure your pets are properly looked after when you're no longer able to care for them. This is how to go about it.
-
The Cost of Leaving Your Money in a Low-Rate Account
Why parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
-
We're 62 With $1.4 Million. I Want to Sell Our Beach House to Retire Now, But My Wife Wants to Keep It and Work Until 70.
I want to sell the $610K vacation home and retire now, but my wife envisions a beach retirement in 8 years. We asked financial advisers to weigh in.
-
This Is How You Can Land a Job You'll Love"Work How You Are Wired" leads job seekers on a journey of self-discovery that could help them snag the job of their dreams.
-
We Inherited $250K: I Want a Second Home, but My Wife Wants to Save for Our Kids' College.He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
-
2026's Tax Trifecta: The Rural OZ Bonus and Your Month-by-Month Execution CalendarReal estate investors can triple their tax step-up with rural opportunity zones this year. This month-by-month action plan will ensure you meet the deadlines.
-
4 Psychological Tricks to Save More in 2026Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
-
Who Counts as Family on a Mobile Phone Plan?Family phone plans aren’t just for parents and kids anymore. Here’s who can share a plan, how much you can save and what to watch out for before you bundle.
-
Why Your Home Insurance Might Not Protect You If Someone Else Lives ThereLetting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
