Demand Your Financial Adviser Disclose Any Conflicts Now

You don't have to wait for Uncle Sam to enact new rules requiring financial advisers to put your interest first. Use a fee-only adviser with no broker affiliations.

I was concerned that the U.S. Labor Department's new fiduciary rule wouldn't go far enough. Yet the rule unveiled on April 6 to address conflicts of interest inherent in the advisory business is the first one with teeth.

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James M. Sanford
Founder & Portfolio Manager, Sag Harbor Advisors

James M. Sanford, CFA, the Founder and Portfolio Manager of Sag Harbor Advisors, has worked on Wall Street since 1991. Mr. Sanford spent 11 years as a Managing Director at Credit Suisse, marketing credit derivatives and convertible bonds. From 2005 to 2007, Mr. Sanford managed the Hedge Fund Credit Sales team at Credit Suisse within the overall Credit Sales group and was the top U.S. salesperson by revenue in 2007 and 2008. Mr Sanford has a wide-ranging product background, a rarity for RIAs and even most Equities Portfolio Managers.

Phone: 631-740-4498 E-mail: jim@sagharboradvisors.com www.sagharboradvisors.com