If you’re a diehard loyalist of one car brand, you may be a good candidate for an auto rewards card. Use cash back or points earned with the four cards below toward any model in the carmaker's product line (unless the dealership you visit has restrictions). None of the cards has an annual fee, and points are usually worth a penny each.
The BuyPower Card from Capital One (0% for 12 months, then 13.15% to 23.15%) offers the most appealing cash-back potential: 5% on the first $5,000 spent annually and 2% for the rest of the year. You can put earnings toward the purchase or lease of a new Buick, Cadillac, Chevrolet or GMC vehicle.
Toyota offers two cards: the Lexus Pursuits Visa and Toyota Rewards Visa (0% for six months, then 14.24% to 23.24%). Both provide five points per dollar spent at the dealership; two points on gas, dining and entertainment (such as event tickets); and one point on everything else. Redeem points for a new- or used-car purchase or lease; for service, parts and accessories; or for statement credits, gift cards and travel bookings. You can earn and redeem points interchangeably between the brands—say, by getting a discount on a Lexus with points earned with the Toyota Visa.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Also worth a look is the FCA MasterCard (0% for six months, then 17.24%), which pays three points per dollar on spending at FCA dealerships (brands include Chrysler, Dodge, Fiat, Jeep and Ram), two points on qualifying travel purchases and one point on everything else. Redeem points for a new- or used-car purchase or lease, or for service, parts and accessories at the dealership. Or trade points for statement credit, travel bookings and other options.
-
I'm want to give my 3 grandkids $5K each for Christmas.You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
-
If You're Not Doing Roth Conversions, You Need to Read ThisRoth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
-
Could Traditional Retirement Expectations Be Killing Us?A retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
-
When Does Amazon Prime Day End in October? Everything We Know, Plus the Best Deals on Samsonite, Samsung and MoreAmazon Prime The Amazon Prime Big Deal Days sale ends soon. Here are the key details you need to know, plus some of our favorite deals members can shop before it's over.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
-
Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
