Colleges That Let You Skip the Student Loans

You don't need to go deep into debt to get a degree from these schools.

A college or university that includes a large chunk of loans in its financial aid package isn’t doing you any favors. Unlike grants and scholarships, loans have to be paid back, and that can take years. The good news is that some schools have adopted policies that replace loans with grants and other aid.

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Sandra Block
Senior Editor, Kiplinger's Personal Finance

Block joined Kiplinger in June 2012 from USA Today, where she was a reporter and personal finance columnist for more than 15 years. Prior to that, she worked for the Akron Beacon-Journal and Dow Jones Newswires. In 1993, she was a Knight-Bagehot fellow in economics and business journalism at the Columbia University Graduate School of Journalism. She has a BA in communications from Bethany College in Bethany, W.Va.