Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Retirement Mistakes My Boomer Parents Made That I'll Avoid
We inherit many traits from our parents, but these retirement mistakes don’t have to be among them. Gen Xers and Millennials can thrive in retirement.
By Jacob Schroeder
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We're 59 With $5.3 Million. Can We Frontload Our Spending?
We are retired and want to spend $250,000 a year, but once Medicare and Social Security start, we'll need less. Are we nuts?
By Maurie Backman
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Claiming Social Security Soon? 5 Smart Moves to Make Now
Claiming Social Security is a lifelong decision, and poor choices can cost the average couple more than $180,000. Complete these tasks to avoid a big mistake.
By Jeremy Keil, CFP®, CFA®, CKA®
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Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA®
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The Surprising Monthly ‘Raise’ You Can Give Yourself Without Working Longer
social security You don't need to wait an entire year beyond your full retirement age to earn delayed retirement credits.
By Donna LeValley
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April Social Security Payment Schedule: When Is Your Check Arriving?
The date your April Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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The Two-Lifetime Challenge: How to Fund Your Retirement and Theirs
When you have a child with a disability, your money has to last twice as long. Here is the blueprint for a century of financial security.
By Jaclyn Greenberg
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Will Your Social Security Be Taxed in 2026? Here’s What to Know
Social Security The Social Security COLA is just one aspect of your benefits that can impact your tax bill.
By Kelley R. Taylor
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This Social Security Claiming Mistake Can Hurt Women the Most
Women should personalize their Social Security claiming strategy and run the numbers after considering life expectancy, tax situation and existing assets.
By Camille Butterfield
