IRAs

Returning to work can affect Social Security benefits and pension payments, but may also help you build your nest egg.

He wants to limit the amount you can put in tax-favored retirement savings.

With the economy improving, stocks are still the place to be.

Congress has limited this costly tax break to those over age 70½.

This strategy could lower your lifetime tax bite, let you collect higher benefits and extend the longevity of your portfolio.

Several tax law changes went into effect this year. These moves can help keep your 2013 tax tab in check.

The $3 million cap sounds reasonable, but that's before doing the actuarial math.

You can make a tax-free rollover from your IRA to a health savings account only once in your lifetime.

The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe ...

If you turned 70½ last year, you have until April 1 to take your first required minimum distribution.

If you have a refund check coming your way, consider using it to bolster your personal balance sheet. The average refund has been around $3,000 for the ...

From taxes and credit to saving and money management, you can get lost in the complexity and abundance of financial issues. But by learning some simple ...

Nonspouse beneficiaries who inherit an IRA should watch out for these common pitfalls.

If you delayed paying taxes on a 2010 conversion, you need to pay the remaining bill with your 2012 return.

There's still time to make a 2012 IRA contribution and lower your tax bill.

Uncle Sam gives you a pass on the early-withdrawal penalty if you follow these complex rules.

Congress may still extend the law allowing retirees to make tax-free transfers to charities.

Congress hasn't reauthorized the law allowing people to give required minimum distributions from IRAs tax-free to charity but may by the end of the year.

Self-directed IRAs, which allow you to invest in most anything, are complicated vehicles.

Combining multiple IRAs in one account can cut down on fees and make it easier to keep track of investments.

You can take money from a traditional IRA penalty-free at any age if you follow certain rules.

You can avoid a tax bill on required IRA withdrawals if you use the money to make charitable contributions.

Beneficiaries can lose big tax advantages if they do not take the proper steps after inheriting an IRA.

You can buy houses with retirement money, but you'll lose the tax breaks you're counting on to make a profit.

The new tax law revives the tax break for people who transfer required minimum IRA distributions directly to charitable organizations.

When you leave your employer, you need to weigh the pros and cons of moving your retirement savings.

The type of contribution you make affects your tax bill when you withdraw the money or convert the account to a Roth.

If you're 59½ or older, follow these steps to access your money.

The IRS recently extended the period during which you can put 2009 distributions back into an IRA without tax consequences.

You can withdraw up to $10,000 penalty-free to buy or build a first home, but make sure you know the rules.

Heirs who are currently taking mandatory distributions for five years now get six years to take out the money.

A military pension helps, but don't give up on stocks.

You must take a distribution this year, but you can skip it in 2009.

IRA owners must act quickly to take required 2008 payouts.

Shrunken IRA balances mean a smaller tax bill when you convert to a Roth IRA.

If you converted a traditional IRA to a Roth last year and watched your account balance plummet, you can save big on taxes if you undo the conversion.

If you elected to deposit you tax refund in an IRA, that's where your tax rebate check will go, as well.

Watch for Congress to reinstate this break soon: Giving your IRA distribution to charity could allow you to skip the income tax.

How much you owe Uncle Sam when you convert a traditional IRA to a Roth depends on whether your contributions were tax deductible.

If your only source of income is unemployment compensation, you can't contribute to an IRA.

We cover the fundamentals from opening an account to passing one on to your heirs.

Find out if your child must file a tax return to open an IRA, what the best investments are for the account and whether an IRA affects college financial aid.

Boost retirement savings by opening and funding an account for a non-working spouse.

You don't have to stop saving for retirement just because you stopped working. Your husband or wife can contribute to an account for you.

If you're interested in starting an IRA, the first thing you need to find out is if you can.

This tutorial explains the basics of IRAs and how to get the most out of them.

A new law allows you to transfer funds from one account to the other, but it might not be the best move to make.