Annuities
News, insights and expert analysis on annuities from the team at Kiplinger.
An annuity is an insurance contract where you, the purchaser, pay an insurance company to invest your money, allowing it to grow tax-deferred. In some instances, the annuity later provides a stream of income, which could cover a set length of time or be for life. Annuities can be complicated and they’re not for everyone. Before considering an annuity, there are some basics you should know, including what annuities are, what options they provide and how safe your money will be. Start with our beginner's guide: everything you should know about annuities then work your way through our other features and guides.
Latest
-
I'm a Financial Adviser: Don't Believe These Five Myths About Annuities
Annuities can offer financial stability that can be quite freeing for retirees. Don't let a few myths spoil what might be a good thing for you.
-
Is An Annuity Your Missing Retirement Piece?
In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes.
-
Your 401(k) Options Just Got More Complicated: Here's What You Need to Know
Private equity, real estate and expanded annuities are now options, but they are more complex, less flexible and more expensive to own.
-
I'm an Annuities Expert: Here Are Two Ways to Use Annuities to Benefit From the OBBB
To qualify for a new tax break included in the One Big Beautiful Bill Act, some older adults need to lower their taxable income. Annuities can make that happen.
-
16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
retirement -
How to Buy an Annuity Online (Without Regret)
You should never be rushed into buying an annuity. But now that they can be sold quickly and easily online, you need to be more alert than ever to pushy salesmanship. Here are four signs you're working online with a professional.
-
How Much Income Will an Indexed Annuity Get You? An Annuities Expert Lays Out the Numbers
Guaranteed lifetime income sounds great, but how much will it be? Several factors determine your future payout on indexed annuities with an income rider.
-
A Guide to Personalizing Your Retirement Plan for Maximum Impact
This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care costs.
-
Annuity Fees: What You Don't Know Could Cost You Thousands in Retirement
How much in annuity fees is too much and how do you know if you're overpaying?