Annuities

Low bond yields have raised troubling questions about whether the 4% withdrawal rule still holds up. Here is what works, and what doesn't, when it comes to stretching a retirement nest egg.

These 12 money rules of thumb are often touted as gospel truth. Do they point you in the right direction -- or lead you astray? Take our quiz to see if ...

Most seniors who own older annuities should spurn financial incentives to relinquish lucrative guaranteed income benefits and death benefits.

Retirees are being flooded with offers for high-cost financial products. Here's how to sort through the pile.

Follow these tips to help your parents avoid becoming victims.

To reduce risks and costs of pension plans, some companies are offering lump sums to former employees and retirees currently getting monthly pension payments.

If your pension plan gives you a lump sum option, get two or three opinions before taking the money.

Why teacher retirement plans often flunk -- and how to raise the grade.

An annuity within a Roth IRA offers guaranteed payments without the tax tab.

More employees are getting the option to build a guaranteed income stream in their company retirement plan.

The long-term-care insurance business is in turmoil. But these options can help you steer through the turbulent marketplace.

Longevity insurance will provide you income in your much-later years for a smaller cost now.

If you think interest rates will rise in coming years, split your money among several annuities over a period of time.

This guide will help you break down the complexities of variable annuities.

A new generation of annuities are simpler and cheaper.

Giving up a lump sum in favor of a series of payments may wreak havoc with our mental accounts.

A new generation of annuities are simpler and cheaper than most other annuity products.

An annuity provides peace of mind, but involves trade-offs.

As the population ages, more and more of us will require long-term care for our families and ourselves. The numbers are astounding. By 2050, there will ...

Vanguard has a new guaranteed-income rider for its low-cost variable annuity that can make sense for some risk-averse investors.

By Lisa Gerstner, Staff WriterJoan Goldwasser, Senior Reporter November 2011 The beginning of the holiday season is prime time to tip the people who ...

Before you switch insurance contracts, make sure you carefully compare the annuities' features and fees.

As the U.S. population ages and globalization creates more competition for money-management services, information technology will get smarter, too. But can tech help hedge your risks in investing and retirement planning?

Convert decades of savings into regular monthly checks with annuities and longevity insurance.

Do you handle your money and your business dealings in an ethical manner? Here are ten questions about real-life financial quandaries that readers have ...

If you're a visitor to Kiplinger.com or a subscriber to Kiplinger's Personal Finance magazine, you take your money and your finances seriously. So how ...

New retirement-income products can help turn your savings into a reliable income stream.

Find out how much you'd need to invest in an immediate annuity to get the monthly payouts you want.

New rules give deferred annuity owners flexibility with their savings.

The economy is all over the news lately. But do you really know how our nation's economy works or how it affects your pocketbook? We've pulled together ...

As traditional sources of guaranteed retirement income -- such as pensions -- disappear, many retirees are wondering where to turn after suffering through ...

If you're confused about these products, you're not alone.

Do you know how to handle financial matters in an ethical manner? For example, should you tip for lousy service? How closely should you honor a loved one's ...

Big promises but skimpy returns plague equity-indexed annuities.

Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.

Get the lowdown on a deferred variable annuity, and see if it's the right fit for you.

Get the skinny on an immediate fixed annuity, and see if it's a good choice for you.

Three strategies that use annuities to guarantee monthly paychecks for life.

There's no such thing as a free lunch -- or a risk-free investment.

Here are 12 tips to help you enjoy your golden years without breaking the bank.

Kiplinger editors provide answers to readers' real-life retirement-funding challenges, such as converting to a Roth IRA, boosting Social Security benefits, and assessing pension payouts.

Most people know that the Federal Deposit Insurance Corporation guarantees depositors' cash should a bank fail. But for how much? And for which accounts? ...

Criminals often use fads, news stories and economic tough times as hooks to rip off investors (see Watch Out for Scams Targeting Seniors). Here are eight, ...

But dumping this annuity would be a mistake.

Annuities have gotten a bad rap among investors -- and for good reason. But there’s one kind of annuity that can be a godsend.

So finally, you're feeling a little better about the economy. Time to hit the "reset" button on your personal finances. But you still have some lingering ...

Our first quiz that put financial rules-of-thumb to the test was so popular that we're back with more! Here are 12 money maxims you've heard time and ...

The rules vary based on the type of annuity and how you take the money.

An immediate fixed annuity can provide a lifetime of payments, but there are drawbacks.